Promo Mechanics
1. The promo is open to all active EastWest credit cards (“Cardholders”) in good credit standing*.
2. Booking period is from November 9 to 15, 2026. Travel period is from December 1, 2026 onwards.
3. Cardholders can book discounted base fares on select domestic and international destinations during the Philippine Airlines Year-End Seat Sale.
4. Qualified Eastwest Visa and Mastercard credit cardholders can avail of the 0% installment for 3 months on the following transactions:
| Booking Channel | Flight Type | Minimum spend |
|---|---|---|
| PAL Website & Mobile App | Domestic flights only | Php 20,000 |
| PAL Ticketing Offices | Domestic & International flights |
See 0% Installment Terms and Conditions for details.
5. Offer is available through any official sales channel of Philippine Airlines (“PAL”): ewbank.cc/PALYearEndSale, PAL Mobile App, and Ticket Offices.
6. Seat sale is valid on one-way and roundtrip itinerary.
7. Domestic flights terms and conditions
- Valid for sale only in the Philippines. Valid on purely PR/2P operated flights only
- Discount/Fare is not applicable to groups, Group Sales Optimizer, OSD Approvals, PR Segments with OAL. Further, discount/fare cannot be used in conjunction to net fares, network wide and other tactical promotions (fare basis codes with -9-).
- Collect applicable fees and surcharges - i.e PD (ASF), PV (12% VAT), TSC, DPSC (LI), YQ, Q (Weekend/Flight Surcharge)
- Charge Php1000 per sector for Infant under 2 years old without a seat.
- Domestic fare brand attributes shall apply unless specified.
8. International flights terms and conditions
- Valid on purely PR/2P operated flights and partner airlines in Area 1.
- Discount is not applicable to nett fares, OSD Approvals, short term promo, and tactical promotions (EXAMPLE: "-9-", "-8-","-GV-", etc.)
- Collect applicable fees and surcharges.
- International fare brand attributes shall apply unless specified.
9. Published fare rules apply (ie. seasonality, advanced purchase, surcharges, blackout, etc) unless otherwise specified.
10. No child, senior citizen, PWD, student, military, and national athlete/coach discount applies.
11. For official Travel Conditions on Refunds, Taxes, Fees and Surcharges, please refer to Philippine Airlines’ terms and conditions.
12. In the purchase of goods and services which are on promotional discount, the senior citizen or persons with disability can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010 or the Magna Carta for Persons with Disability, whichever is higher.
13. Issues related to the Philippine Airlines transaction should be directed to and will be resolved by Philippine Airlines.
14. EastWest makes no representation for Philippine Airlines and all feedback regarding the quality of the goods and services provided should be directed to the respective merchant.
15. By joining this Promo, the Cardholder confirms that he/she has read, understood, and agreed to the mechanics of the Promo including, but not limited to these terms and conditions.
16. For any inquiry on the promo or concern on the card account, Cardholders may email cards@EastWestbanker.com.
17. Terms and conditions indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Card shall apply.
18. All questions or disputes regarding the Cardholder's eligibility for the promo shall be resolved by EastWest. In case of disputes relating to the promo, the decision of EastWest and Philippine Airlines shall be conclusive with the approval of DTI.
*Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those with EastWest Credit Cards are not reported lost or stolen and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.
Per DTI Fair Trade Permit No. FTEB- 271891, Series of 2026
CAB Approval Nos.: 0826-10-27-s.2026, 0827-10-27-s.2026
For inquiries and feedback, you may call the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or e-mail cards@EastWestbanker.com.
EastWest is regulated by Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph
0% INSTALLMENT TERMS AND CONDITIONS
1. The promo is open to the following qualified active EastWest Mastercard and Visa credit cardholders (”Cardholders”) in good credit standing.*
- EastWest Platinum Mastercard
- EastWest Visa Platinum
- EastWest EveryDay Titanium Mastercard
- EastWest Dolce Vita Titanium Mastercard
- EastWest Practical Mastercard
- EastWest 1st Mastercard
- EastWest Priority Visa Infinite
- EastWest Singapore Airlines KrisFlyer World Mastercard
- EastWest Singapore Airlines KrisFlyer Platinum Mastercard
- EastWest Gold
- EastWest Privilege
- EastWest Puregold Always Panalo Visa
- EastWest foodpanda Visa
2. Qualified Cardholders can avail of the 0% installment for 3 months on the following transactions:
| Booking Channel | Flight Type | Minimum spend |
|---|---|---|
| PAL Website & Mobile App | Domestic flights only | Php 20,000 |
| PAL Ticketing Offices | Domestic & International flights |
3. Cardholders must use their EastWest Visa and Mastercard credit card upon payment.
4. Promo offers are not convertible to cash or gift certificates and are not valid in conjunction with other promotions, offers, discounts/privileges and giveaways.
5. The offer is valid at 0% interest on installment for 3 months with a minimum spend requirement of Php 20,000. Partner merchant has the sole discretion on the amount and term/s applicable for the 0% installment offering.
6. 0% interest on installment sample computation:
| Item | Item Price | Term | Monthly Amortization (Price ÷ Term) | Total Amortization (Monthly Amortization x Term) |
|---|---|---|---|---|
| Item A | Php 20,000 | 3 mos. | Php 6,666.66 | Php 20,000 |
7. The 0% interest on installment offer shall apply provided that the Cardholders pay their total statement balance in full.**
8. All 0% interest on installment transactions are subject to EastWest’s credit authorization criteria upon purchase of goods.
9. The Cardholder's EastWest Credit Card account must be active and current at all times. In the event that the Cardholder's EastWest Credit Card is suspended, cancelled, or not renewed, or should the Cardholder fail to make payments, breach or violate the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards, the remaining unpaid installment amount, as well as the entire outstanding balance of the Cardholder's EastWest Credit Card account, shall immediately become due and demandable.
10. In case of partial payment by the Cardholder of the installment amount, the unpaid balance shall incur the usual finance charges imposed on revolving balances in accordance with the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.
11. If the Cardholder pays the installment amount in full per month but has an outstanding or revolving balance on his/her previous/other purchases or installment availments, his/her EastWest Credit Card account shall likewise incur finance charges.
12. In case of pre-termination, the Cardholder agrees to pay an Installment Pre-termination Processing Fee equivalent to 5% of the remaining principal balance or Php500, whichever is higher.
13. Terms and Conditions for Merchant Installment indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.
14. By joining this promo, the Cardholder confirms that he/she has read, understood, and agreed to the mechanics of the promo, including, but not limited to, these terms and conditions.
15. For any inquiry on the promo or concern on the card account, Cardholders may call the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or send an e-mail to cards@eastwestbanker.com.
All questions or disputes regarding the Cardholder’s eligibility for the Promo shall be resolved by EastWest. In case of disputes related to the promo, the decision of EastWest and Philippine Airlines Inc. shall be conclusive with approval from DTI.
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