Term Loan

KYC (Know Your Client) Documents

• Filled-out Loan Application Form /Agreement
• Two (2) Government-issued valid IDs (borrower & spouse for Sole Prop, Authorized signatories/Corp Sec for Corporations/Partnership)
• PSA Marriage Contract or Certificate of No Marriage (CENOMAR)
• Company profile

Business Documents

• DTI or SEC Registration (Article of Inc., By-Laws, General Info Sheet & Sec Cert.)
• Board resolution / Sec Cert. for the loan application and assignment of signatories and sureties of the corporation       
• SALN for Partnership and Corporation
• List of major suppliers and clients with contact person& numbers (Please fill out the attached Trade Verification Form)
• Authorization to conduct bank verification

Financial Documents:

• Latest AFS/ITR (comparative, BIR stamped) for the last 3 years 
• Bank Statement/Passbook, latest 6 months of working account
• Filled out Pre-evaluation Form
• Interim Financial Statement

Collateral Documents

• Photocopy of Owners’ Duplicate copy of TCT/CCT 
• Tax Declaration for Land and Building
• Latest Real Estate Tax Receipt (current year)
• Lot Plan/Vicinity Map
• Appraisal Fee Payment (non-refundable regardless of loan decision) P3,500 if within Metro Manila; P5,000.00 if outside Metro Manila

If for Construction Loan:

• Building Plan/Specification
• Bill of Materials


If for Take-out loan

• Latest Statement of Account
• Transaction History for the past 6 months

If Business is leasing:

• Copy of Lease contracts

*Note that above are regular EEL requirements; however, credit team may require other documents deemed necessary for the evaluation of the application. ** Application will go through standard review and evaluation process.