1. The promo is open to all Philippine-issued JCB Credit Cards whose accounts are active, current, and in good credit standing. Cardholders in good credit standing are those with JCB Credit Cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of JCB Credit Cards.

2. To earn the rebate of 10% or maximum of TWD 800 rebate, the Cardholder must use his/her qualified JCB Credit Card from September 10 to November 10, 2026 and meet the following criteria:

• Purchases must be made in the participating merchants.
• Valid only for select in-person purchases
• The minimum cumulative spend requirement is TWD 8,000
• No minimum amount is required per transaction
• Purchases must be made and posted within the promotion period

Exclusions:

• Online, transit (airline, cruise, train, etc.), and in-app purchases are excluded.
• Online transactions with merchants registered/doing business in Taiwan.
• Installment transactions via balance transfer, balance conversion, convert to installment, purchase/retail conversion, and similar on-us installment program/s of the issuing bank.
• Transactions from betting/casino/gambling, money transfers
• International Cash Advance transaction/s via ATM or over-the-counter
• Refunded, disputed, unauthorized or fraudulent transactions

3. The Cardholder can earn a maximum of TWD 800 for the entire promo duration.

4. All qualified and posted transactions of the principal Cardholder and their supplementary Cardholder(s) will earn a cash rebate and be computed separately. The principal Cardholder's transactions cannot be combined with the transactions of the supplementary Cardholders to meet the total spend requirement. The Cardholder is responsible for monitoring their qualified spending.

5. The Card must be active and in good credit standing* at the time of posting of the cash rebate.

6. The total rebate earned by the JCB Principal and Supplementary Cardholders shall be credited to Principal Cardholder’s account within twenty-five (25) business days after the promotion period. This will be shown on the Cardholders’ Statement of Account (SOA).

7. JCB Credit Card must be active and updated (without incurring past due/delinquency) within the Promo Period and at the time of crediting of the rebate, otherwise, the rebate earned shall be forfeited.

8. Rebates awarded are non-transferable and non-convertible to cash, however, it is treated as a credit or payment for purchases or any outstanding balance on the card.

9. The rebate cannot be redeemed in conjunction with other promotional offers of the issuing banks (including, but not limited to rebates, discounts, spend anywhere, activation promos, etc.). If found to have multiple availments, the issuing banks shall have the right to reverse the rebate amount credited to the JCB Credit Card, at their discretion. Issuing banks have the sole discretion in qualifying the transactions of a Cardholder based on the mechanics of the Promo. Once qualified by the Issuing bank, the transaction can no longer be used for another promo even if the said transaction meets the criteria of the other promo.

10. The exchange rate for the original transaction and the cashback exchange rate may be different.

11. The transaction amount covered by the campaign is calculated based on the date of use. However, transactions that take time to process sales or transactions for which sales information does not arrive within a certain period may not be counted.

12. Issuing banks reserve the right to reverse or adjust the rebate posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the rebate, or if the transaction was used to register or redeem from another ongoing promo

13. In case of disputes, JCB and its Issuing bank partners’ decision shall prevail with the concurrence of DTI. All questions or disputes must be raised by the Cardholder within sixty (60) calendar days from the posting of the rebate by the Issuing banks.

14. Any amendment in the terms and conditions is subject to DTI approval.

15. For any inquiry on the promo or concern on the card account, Cardholders may contact EastWest’s 24-Hour Customer Service at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.

*Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to fraudulent activities, those whose EastWest Credit Cards are not reported lost or stolen and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

DTI Fair Trade Permit No. FTEB-266321 Series of 2026.

For inquiries and feedback, you may call the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com. EastWest is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph