Promo Mechanics
1. The USD Time Deposit Promo (“Promo”) will run from April 17, 2026 to May 31, 2026 (“Promo Period”) in all EastWest Bank (“EastWest”) stores nationwide.
2. Promo is available to all EastWest existing personal and business customers (“Customer/s”).
3. To avail of the Promo, Customer must:
- purchase US Dollars from EastWest for placement in a USD Time Deposit (“USD TD”) using fresh funds. For individuals, the full amount of the USD TD placement must be purchased in US Dollars. For businesses, the US Dollar purchase must be at least twice the amount of the USD TD placement.; and
- open a 90-day (“Term”) USD TD account with a minimum placement of $20,000.
Fresh funds refer to funds that are not withdrawn/sourced from any EastWest account, and must be incremental to the Customer’s total average deposit balances in the last three (3) months from the time of USD TD placement.
4. The USD TD account opened and deemed qualified to avail of the Promo will earn an interest rate of 4.25% p.a. (“Promo Rate”) subject to withholding tax of 20%.
5. Qualified USD TD accounts that roll-over at the end of the Term shall earn interest at prevailing USD Time Deposit board rates at the time of roll-over. Please refer to https://www.eastwestbanker.com/rates for the updated board rates.
6. Qualified USD TD accounts must complete the Term to enjoy the Promo Rate.
7. Purchase of US Dollars is subject to the implementing rules and guidelines on foreign exchange (FX) sale/purchase.
8. Pre-terminated USD TD accounts shall be subject to the standard pre-termination rules, fees and charges.
9. Terms and conditions indicated in the General Terms and Conditions Governing EastWest Deposit Accounts shall apply.
10. By joining the Promo, the Customer confirms that he/she has read, understood, and agreed to the mechanics of the Promo. For any concern, inquiry on the Promo or concerns on the account, Customers may contact their store of account.
11. In case of dispute arising out of or in connection with this Promo, the decision of EastWest with the concurrence of the Department of Trade and Industry ("DTI") shall be final.
DTI Fair Trade Permit No. FTEB-254388 Series of 2026
Apply for EastWest Credit Card?
With a variety of options to suit different needs, EastWest Bank offers competitive rates, valuable rewards, and excellent customer service.
