Promo Mechanics
1. The promo is open to all EastWest credit cardholders (”Cardholders”) in good credit standing.*
2. The minimum purchase amount for installment is Php3,000 (single or multiple item purchases), unless otherwise stated by the partner merchant.
3. The offer is valid for 0% interest on installment for up to 24 months. Partner merchant has the sole discretion on the term/s applicable for the 0% installment offering.
4. Cardholders shall get to shop and pay 2 months later at 0% installment up to 24 months on select items at select partner merchants. The minimum purchase amount for installment is Php3,000 (single or multiple item purchases), unless otherwise stated by the partner merchant.
5. 0% interest on installment sample computation:
| Item | Item Price | Term | Monthly Amortization (Price ÷ Term) | Total Amortization (Monthly Amortization x Term) |
|---|---|---|---|---|
| Item A | 5,000.00 | 3 mos. | 1,666.67 | 5,000.00 |
| Item B | 6,000.00 | 6 mos. | 1,000.00 | 6,000.00 |
| Item C | 9,000.00 | 9 mos. | 1,000.00 | 9,000.00 |
| Item D | 12,000.00 | 12 mos. | 1,000.00 | 12,000.00 |
| Item E | 15,000.00 | 18 mos. | 833.33 | 15,000.00 |
| Item F | 20,000.00 | 24 mos. | 833.33 | 20,000.00 |
6. The 0% interest on installment offer shall apply provided that the Cardholders pay their total statement balance in full.**
7. The Cardholder's EastWest Credit Card account must be active and current at all times. In the event that the Cardholder's EastWest Credit Card is suspended, cancelled, or not renewed, or should the Cardholder fail to make payments, breach or violate the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards, the remaining unpaid installment amount, as well as the entire outstanding balance of the Cardholder's EastWest Credit Card account, shall immediately become due and demandable.
8. In case of partial payment by the Cardholder of the installment amount, the unpaid balance shall incur the usual finance charges imposed on revolving balances in accordance with the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.
9. If the Cardholder pays the installment amount in full per month but has an outstanding or revolving balance on his/her previous/other purchases or installment availments, his/her EastWest Credit Card account shall likewise incur finance charges.
10. In case of pre-termination, the Cardholder agrees to pay an Installment Pre-termination Processing Fee equivalent to 5% of the remaining principal balance or Php500, whichever is higher.
11. All transactions are subject to EastWest’s credit authorization criteria upon purchase of goods/services.
12. Terms and Conditions for Merchant Installment indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.
*Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose EastWest credit cards are not reported lost or stolen, and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.
**Each fixed monthly installment forms part of the total statement balance. Should the Cardholder opt to pay only the minimum payment due, this would include only a percentage of the monthly installment. In which case, an interest charge will be imposed in addition to the applicable interest due on the monthly installment.
Per DTI Fair Trade Permit No. FTEB- 255368, Series of 2026.
For inquiries and feedback, you may call the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.
EastWest is regulated by Bangko Sentral ng Pilipinas with email address at consumeraffairs@bsp.gov.ph.
Partner Merchants:
Appliances and Electronics
1st Megasaver*
Abenson*
Anson's*
Asian Home Appliance3
Automatic Centre*
AV Surfer*
Avid Sales*
CSI Houseware and Appliance Center
DIMDI Centre
Family Appliance
JBL Acoustical Space
Magic Appliance*
Manila Imperial Motor Sales*
Metro Plaza The Appliance Center*
RL Appliance
Robinsons Appliances*
Savers Appliances
SM Appliance Center*
Smartzone*
Solidmark
Sony by Digi-Kaden
Sony Centre by Avid*
Western Appliances*
Gadgets and Cellphones
8Telcom*
Acer*
Acrotech
Aerofone*
Aeromobile*
Aerophone*
Asianic*
Audionet
Asus*
BCG Computers*
BCG Premier Store*
Beyond the Box*
Blue Lite Gadgets*
Bomatech*
BSD*
Camerahaus*
Canon*
Cellboy*
Cellcom World
Cellpod*
Celltime*
Columbia Computer Center Davao
Complink
Cybertech*
Dell*
DFE168
Digimap*
Digital Village*
Digital Walker*
Electroworld
E-Phone
FONErange*
FoneStyle*
Gameone*
GB Mobile
Gigahertz*
Greentelcom*
Guanzon*
GUI Mobile*
Henry's Cameras*
Huawei*
iBook*
iCenter*
IEC Computers*
iGadget*
inbox*
Insta360*
iStore*
iTech*
J&M Gadgets
Jr. MemoXpress*
JV Shop 'N Shop*
Legion
iStudio*
Lenovo*
Meetrovi*
MemoXpress*
MicroValley
Mikrocell*
MixMe*
Mobilizer
Mobitek*
MSI*
New Cellway*
Octagon
open_source by Beyond The Box*
OPPO*
Oro Gadgets*
PC Express
PC Quickbuys
Playstation*
POS Digital3
Power Mac Center*
Presnet Cellphone Shop
Real Me*
Royal Ytelecom*
Rulls Cellphones and Accessories*
Samsung*
Save N Earn*
Sign On Electronics*
Silicon Valley*
Smart Gadget*
Strom Mobile*
SVGA*
Tablet City*
Taurus Electronic Technology
T and J Cellphone
Tech 101
TechKnow
Technomart
Tekpone Communication*
The Loop*
The Vault*
Thinking Tools*
Timeline*
Tomiko*
Top Gadgets & Gear Hub
Touch & Type*
Villman
Vivo*
Whitehaus*
Wiltelcom
Wow Mobile*
Xiaomi*
Zeal Text*
Health and Beauty
Belo*
Executive Optical
Facial Care Centre
George Optical
Ideal Vision
Innisfree
Marie France
Ogawa
Shinagawa Lasik & Aesthetics
Slimmers World
Slimmers World Face & Skin Clinic
Svenson
The Body Shop
Home Improvement and Furnishing
- AbensonHOME*
- Ace Hardware
- AllHome*
- Blims Fine Furniture*
- BQ Furniture
- Crate and Barrel
- Handyman*
- Homeplus*
- La-Z-Boy*
- Our Home
- Pottery Barn
- Sogo Home and Office Center*
- True Value
- West Elm
Jewelry and Timepieces
Citizen Emporium
Chronos*
Diagold
Fossil
Hearts & Arrows
Hour Glass
Jeanett's Watch and Jewelries
L Time Studio
Le Temps*
Lucerne*
Oro China Jewelry
Oro Italia Fine Jewelry
Orogem Jewellers
Royal Gem
Swatch
Swiss Gear
Time Depot
Washington*
Shopping
Adora*
Bata Shoes
Birkenstock
BQ Mall
Bratpack
Cole Haan
Columbia
Crocs
DC
Dyson
ECCO
Fisher Department Store *
Fox
Gaisano Mall Department Store*
Grind
Hedgren
Herschel
JB Music
JB Sports
KCC Mall Deparment Store*
Levi's
Metro Department Store*
Native
Nike*
Ororama
Reebok
Res Toe Run
Robinsons Department Store*
Rockport
ROX
Rustan's*
Sledgers
SM Store*
Soundroom
Spatio
Sports Central
Stores Specialists, Inc.
Symphony
The North Face
The Travel Club
Toby's
Toy Kingdom
Toys"R"Us
Tumi
Under Armour
Uniqlo
W Department Store
* Get billed starting the third statement cycle/cut-off from date of purchase – Buy Now , Pay Later available at selected stores
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