Skip to main content

Promo Mechanics

1. The Holiday Giveaways Promo (“Promo”) allows clients choose their vouchers (“Holiday Rewards”) to enjoy during the Holiday season, making their celebrations more rewarding and memorable.

2. The Promo will run from November 3 to December 31, 2025 (“Promo Period”) in all EastWest Bank (“EW”) stores nationwide.

3. Promo is open to all Existing-to-Bank and New-to-Bank clients (“Qualified Clients”).

4. Interested clients must register their participation, within the Promo Period, through EW Stores by signing the enrollment form for the Promo.

5. All regular Savings (Peso and Dollar) and Checking (Peso) deposit accounts are eligible for the Promo. Super Saver and/or Super Checking deposit accounts are excluded from the participating accounts.

6. Qualified Clients may enjoy their Holiday Rewards from S&R Shopping, OR Sodexo, OR Philippine Airlines (“PAL”) Mabuhay Miles, OR cash equivalents for every Php 1,000,000 incremental Average Daily Balance (“ADB”) growth in fresh funds versus baseline based on the ninety (90)-day term.

Holiday RewardsEquivalent Value
 (to be given every thirty (30)-day payable cycle for up to ninety (90) days in aggregate)
S&R ShoppingPhp 2,500 worth of vouchers for every Php 1,000,000 incremental ADB growth.
SodexoPhp 2,500 worth of vouchers for every Php 1,000,000 incremental ADB growth.
PAL Mabuhay Miles2,000 miles for every Php 1,000,000 incremental ADB growth.
CashPhp 2,500 for every Php 1,000,000 incremental ADB growth, subject to 20% withholding tax.

Fresh Funds, Incremental ADB, and Baseline

7. Fresh funds refer to funds that are not withdrawn or sourced from any EW account/s, including Time Deposits, Investments, or Bonds.

8. Fresh funds shall be deposited into any regular Savings and/or Checking deposit account/s within the Promo Period.

9. Transfers from Super Saver and/or Super Checking deposit account/s to regular Savings and/or Checking deposit account/s are not allowed within the Promo Period and within the ninety (90)-day term.

10. Incremental ADB growth in fresh funds refers to the required ADB of Php 1,000,000 within the thirty (30)-day payable cycle versus baseline.

  1. Only regular Savings and/or Checking deposit account/s is/are included in the computation of the required incremental ADB growth.
  2. The ninety (90)-day term shall commence from the client’s date of enrollment in the Promo.

11. Baseline refers to the Month-to-Date Average Daily Balance (MTD-ADB) of the month prior to joining the Promo. MTD-ADB is computed as the sum of daily ending balances within a period divided by the number of days in that period, covering the client’s total relationship balance across all products and currencies.

Enrollment MonthBaseline (MTD-ADB)
NovemberOctober 31, 2025
DecemberNovember 30, 2025

Holiday Rewards

12. Any growth in increments of Php 1,000,000 during the 1st month of the Promo allows Qualified Clients to redeem the Holiday Rewards. For the succeeding months, any additional incremental growth entitles Qualified Clients to continue enjoying the same Holiday Rewards, provided that the total incremental growth from the baseline is met or maintained or further increased.

13. Qualified Clients must maintain or increase their Super Saver and/or Super Checking account balances. Any decrease in these account balances will automatically disqualify the client from earning the rewards.

14. Qualified Business Clients shall be required to submit to EW the corresponding notarized Special Power of Attorney, Partnership Resolution or Secretary’s Certificate designating the authorized representative to claim the Holiday Rewards. Failure to comply shall result in the disqualification from the Promo.

15. Holiday Rewards are non-transferable, not convertible to cash, non-refundable, and not replaceable when lost, and is/are not for sale.

16. The regular Savings and/or Checking deposit accounts must remain active throughout the Promo Period and at the time of granting the Holiday Rewards.

17. EW’s liability shall be strictly limited to the issuance of the Holiday Rewards. Upon release of the Holiday Rewards to the Qualified Clients, all responsibility for the use, management, and disposition thereof shall rest solely with the Qualified Clients.

18. EW shall have no liability whatsoever with respect to any coordination, arrangements, modifications, or payments relating to the items, services, or merchants selected by the Qualified Clients.

19. In the event that partner merchants are unavailable in the locality, or upon EW’s approval of justifiable circumstances, Holiday Rewards shall be credited to the Qualified Client’s nominated regular Savings or Checking deposit account and shall be subject to final withholding tax, DST, and other applicable fees and charges.

S&R Shopping or Sodexo

  1. Qualified Clients will receive official communication from EW, stating the equivalent Holiday Rewards within thirty (30) days after the end of each payable cycle.
  2. EW Store Managers shall deliver the S&R Shopping vouchers to their Qualified Clients.

PAL Mabuhay Miles

  1. The equivalent miles rewards shall be posted to the Qualified Client’s PAL Mabuhay Miles account within thirty (30) days from the end of each payable cycle.
  2. Qualified Clients must provide their registered PAL Mabuhay Miles account name and number to EW to facilitate the crediting of the corresponding miles rewards.
  3. Redemption of equivalent miles rewards from EW is until June 30, 2026.

Cash

  1. The equivalent cash rewards shall be credited to the Qualified Client’s nominated regular Savings or Checking Account within thirty (30) days from the end of each payable cycle and shall be subject to a withholding tax of twenty percent (20%) for Peso accounts or fifteen percent (15%) for Dollar accounts.

Terms and Conditions

  1. This Promo cannot be availed of in conjunction with other ongoing promotions of EW.
  2. In the event that EW determines that the client has engaged in fund transfers or other activities intended to circumvent these Promo mechanics, EW reserves the right to recover the Peso equivalent of the Holiday Reward/s by debiting any of the Qualified Client’s accounts with EW.
  3. EW and Filinvest related companies, Treasurer In-Trust-For accounts, and accounts with restrictions are not eligible to join the Promo.
  4. Applicable charges shall be applied on accounts closed within thirty (30) days from the date of account opening and accounts falling below maintaining balance.
  5. Terms and conditions indicated in the General Terms and Conditions Governing EW Deposit Accounts shall apply.
  6. By joining this Promo:
    1. The Client agrees to share his/her information with EW.
    2. The Client expressly consents and authorizes EW to disclose his/her full name to the partner merchants strictly for the purpose of processing and claiming the Holiday Rewards.
    3. The Client confirms that he/she has read, understood, and agreed to the mechanics of the Promo. For any concern, inquiry on the Promo or concerns on the EW deposit accounts, Clients may contact EastWest's 24-Hour Customer Hotline at (+632) 8888-1700.
  7. All questions or disputes regarding the Client’s eligibility for the Promo shall be resolved by EW.