Promo Mechanics

1. The promo is exclusive to EastWest credit cardholders (”Cardholders”) in good credit standing.*

2. Promo period is from September 15 to December 31, 2025. Redemption until February 28, 2026.

3. Cardholders can avail themselves of a free item upon minimum single-receipt purchase of any item worth Php 50,000.00 using their EastWest credit card at all Ultrium Corporation (Thinking Tools) Branches and Exclusive Stores.

Jaguar PB177 10,000mah powerbank
Jisulife Handheld Fan Life5

4. Store representatives shall inform EastWest credit cardholders of their eligibility to avail of the free item upon presentation of their card at the time of payment.

5. Promo offer cannot be exchanged for cash or gift certificates and is not valid in conjunction with other promotions, offers, discounts/privileges and giveaways.

6. The offers are valid on 0% interest on installment for up to 24 months on select Items.

7. 0% interest on installment sample computation:

Item	Item Price	Term	Monthly Amortization (Price ÷ Term)	Total Amortization (Monthly Amortization x Term)
Item A	10,000.00	3 mos.	6,666.67	20,000.00
Item B	30,000.00	6 mos.	5,000.00	30,000.00
Item C	50,000.00	9 mos.	5,555.56	50,000.00
Item D	80,000.00	12 mos.	6,666.67	80,000.00
Item E	100,000.00	18 mos.	5,555.56	100,000.00
Item F	200,000.00	24 mos.	8,333.33	200,000.00

8. The 0% interest on installment offer shall apply provided Cardholders pay their total statement balance in full. **

9. 0% interest on installment transactions are subject to EastWest’s credit authorization criteria upon purchase of goods.

10. The Cardholder's EastWest Credit Card account must be active and current at all times. In the event that the Cardholder's EastWest Credit Card is suspended, cancelled, or not renewed, or should the Cardholder fail to make payments, breach or violate the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards, the remaining unpaid installment amount, as well as the entire outstanding balance of the Cardholder's EastWest Credit Card account, shall immediately become due and demandable.

11. In case of partial payment by the Cardholder of the installment amount, the unpaid balance shall incur the usual finance charges imposed on revolving balances in accordance with the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

12. If the Cardholder pays the installment amount in full per month but has an outstanding or revolving balance on his/her previous/other purchases or installment availments, his/her EastWest Credit Card account shall likewise incur finance charges.

13. In case of pre-termination, the Cardholder agrees to pay an Installment Pre-termination Processing Fee equivalent to 5% of the remaining principal balance or Php500, whichever is higher.

14. Terms and Conditions for Merchant Installment indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.

15. By joining this promo, the Cardholder confirms that he/ she has read, understood, and agreed to the mechanics of the promo, including, but not limited to, these terms and conditions.

16. For any inquiry on the promo or concern on the card account, Cardholders may contact the EastWest 24-Hour Customer Service hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.

17. All questions or disputes regarding the Cardholder’s eligibility for the Promo shall be resolved by EastWest. In case of disputes related to the promo, the decision of EastWest and Ultrium Corporation (Thinking Tools) shall be conclusive with approval from DTI.

* Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose EastWest credit cards are not reported lost or stolen, and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

** Each fixed monthly installment forms part of the total statement balance. Should the Cardholder opt to pay only the minimum payment due, this would include only a percentage of the monthly installment, in which case an interest charge will be imposed in addition to the applicable interest due on the monthly installment.

Per DTI Fair Trade Permit No. FTEB- R11-RO–208, Series of 2025.

For inquiries and feedback, you may call the EastWest 24-Hour Customer Service hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.

EastWest is regulated by Bangko Sentral ng Pilipinas with e-mail address at consumeraffairs@bsp.gov.ph.

List of freebies:

Items

Freebies

Minimum single-receipt purchase of any item worth PHP50,000 (EWB cardholders)

Jaguar PB177 10,000 mAh Powerbank

Jisulife Handheld Fan Life5

Participating Branches:

STORE/BRANCHES	MALL LOCATION / ADDRESS
Thinking Tools – SM Ecoland	245 SM CITY QUIMPO BLVD CORNER TULIP & ECO WEST DAVAO CITY
Thinking Tools – GMALL Davao	3/L GAISANO MALL OF DAVAO JP LAUREL AVENUE DAVAO CITY
Thinking Tools – GMALL Tagum	3F-13 & 14 GAISANO MALL OF TAGUM NATIONAL HI-WAY MAGUGPO EAST TAGUM CITY DAVAO DEL NORTE
Thinking Tools – GMALL Digos	3RD FLOOR GAISANO MALL NATIONAL HI-WAY DIGOS CITY DAVAO DEL SUR
Thinking Tools – KCC Gensan	IL 325 3/F KCC MALL OF GENSAN J CATOLICO AVENUE BARANGAY LAGAO GENERAL SANTOS CITY
Thinking Tools – Sobrecarey Davao	NO 857 SOBRECARY ST BO OBRERO DAVAO CITY
ROG Concept Store – SM Ecoland	EA 215 ANNEX BLDG SM CITY QUIMPO BLVD ECOLAND BRGY BUCANA TALOMO DISTRICT DAVAO CITY
LENOVO Exclusive Store – SM Ecoland	BR-08 L2-271 ANNEX BLDG. SM CITY ECOLAND SUBD. QUIMPO BLVD. 76-A BUCANA TALOMO DISTRICT, DAVAO CITY
ASUS Exclusive Store - SM Gensan	UNIT 399 L3 SM CITY SAN MIGUEL ST LAGAO GENERAL SANTOS CITY
MSI Concept Store – SM Lanang	C-3 105 3RD FLR SM CYBERZONE, P LAUREL AVE SAN ANTONIO AGDAO, DAVAO CITY