Promo Mechanics

1. The promo is open to all EastWest credit cardholders (”Cardholders”) in good credit standing.*

2. Promo periods are from:

September 4 to 7, 2025 at Megatrade Hall 1 to 3, 5th Level, Mega B, SM Megamall, Edsa corner, Julia Vargas Avenue, Mandaluyong City
September 18 to 21, 2025 at SMX Function 4&5 at Mall of Asia Complex, Seashell Ln, Pasay City

3. Cardholders may avail of up to 80% OFF on select items at the Grand Baby Fair. Plus, free WOW bag with minimum purchase of Php 10,000 exclusive for Baby Company's Mom Card member.

4. 0% interest on installment payment is available for up to 6 months. The minimum single-receipt purchase amount for installment is Six Thousand Pesos (Php6,000.00) (single or multiple item purchases).

5. The offers are valid for 0% interest on installment for up to 6 months. Partner merchant has the sole discretion on the items/services and term/s applicable for the 0% installment offering.

6. 0% interest on installment sample computation:

_Item	_{Item Price}	_Term	_{Monthly Amortization (Price ÷ Term)}	_{Total Amortization (Monthly Amortization x Term)}
Item A	6,000.00	3 mos.	1,0000.00	6,000.00
Item B	12,000.00	6 mos.	2,000.00	12,000.00

7. The 0% interest on installment offer shall apply provided Cardholders pay their Total Statement Balance in full.**

8. 0% interest on installment transactions are subject to EastWest’s credit authorization criteria upon purchase of goods.

9. Terms and Conditions for Merchant Installment indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.

10. By joining this promo, the Cardholder confirms that he/she has read, understood, and agreed to the mechanics of the promo, including, but not limited to, these terms and conditions.

11. For any inquiry on the promo or concern on the card account, Cardholders may contact the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or send an e-mail to cards@eastwestbanker.com.

12. In case of disputes related to the promo, the decision of EastWest shall be conclusive. All questions or disputes regarding the Cardholder’s eligibility for the Promo shall be resolved by EastWest and Baby Company, with approval from DTI.

*Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose EastWest credit cards are not reported lost or stolen, and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

**Each fixed monthly installment forms part of the Total Statement Balance. Should the Cardholder opt to pay only the minimum payment due, this would include only a percentage of the monthly installment. In which case, an interest charge will be imposed in addition to the applicable interest due on the monthly installment.

Per DTI Fair Trade Permit No. 233905, Series of 2025.

For inquiries and feedback, you may call the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.

EastWest is regulated by Bangko Sentral ng Pilipinas with email address at consumeraffairs@bsp.gov.ph.