Enjoy 4% p.a. on your US Dollar Time Deposit

1. The USD Time Deposit Promo (“Promo”) will run from October 15 to November 30, 2025 (“Promo Period”) in all EastWest Bank (“EastWest”) branches nationwide.

2. Promo is available to new-to-bank (“NTB”) and existing-to-bank accounts/customers (“Customer/s”).

New-to-bank customers pertain to individuals who do not have any valid deposit account (eg. savings, checking or time deposit) with EastWest prior to the Promo Period. 

3. To avail of the Promo, Customer must open a US Dollar Time Deposit ("USD TD") account of at least USD 10,000 in fresh funds with a 60-day term (“Term”) during the Promo Period. 

Fresh funds refer to funds that are not withdrawn/sourced from any EastWest account, and funds must be incremental to the Customer’s total average deposit balances in the last 3 months from the time of USD TD placement.

4. Qualified USD TD accounts opened during the Promo Period will earn 4% p.a. interest rate (“Promo Rate”), subject to a 20% withholding tax.

5. NTB Customers must also open a US Dollar Savings ("USD Savings") account within the Promo Period. The USD Savings shall be the settlement account where the proceeds of the interest earned and the principal of the USD TD will be credited upon maturity. The USD Savings account will earn the regular interest, if any, that USD Savings accounts are entitled to earn.

6. Qualified USD TD accounts that will roll-over at the end of the Term will earn interest based on prevailing USD Time Deposit board rates at the time of roll-over. Please refer to https://www.eastwestbanker.com/rates for the updated board rates.

7. Qualified USD TD accounts must complete the Term to enjoy the Promo Rate.

8. Pre-terminated USD TD accounts will be subject to the standard pre-termination fees and charges.

9. All new account openings are subject to EastWest’s existing policies and proceudures.

10. Terms and conditions indicated in the General Terms and Conditions Governing EastWest Deposit Accounts shall apply.

11. For any concern, inquiry on the Promo or concerns on the USD TD, USD Savings, or Customer’s eligibility, Customers may contact the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or send an e-mail to service@eastwestbanker.com.

12. In case of dispute arising out of or in connection with this Promo, the decision of EastWest with the concurrence of the Department of Trade and Industry ("DTI") will be final.

Per DTI Fair Trade Permit No. FTEB- 240281 Series of 2025