Promo Mechanics

I. USAGE PROMO

1. The EastWest Perks Promo with Shinagawa Lasik & Aesthetics ("Promo”) is open to all active EastWest credit cardholders ("Cardholder") in good credit standing.

2.The promo period is from August 15, 2025 to August 14, 2026.

3. The Cardholders will enjoy the following exclusive offers when they use their qualified EastWest credit card at Shinagawa Lasik & Aesthetics:

BRANCH	SERVICE	SRP	DISCOUNTED RATE
BGC	Smart Lasik	240,000	120,000
BGC	Ultra Advanced	190,000	95,000
BGC	Z Prime Pro	170,000	85,000
Ortigas	Ultra Lasik	150,000	75,000
Ortigas	Z Prime	140,000	70,000
Ortigas	Presbymax	150,000	120,000

4. To avail of the offers, cardholder must first inform the service personnel that he/she will avail of the EastWest-exclusive promo.

5. To ensure availability of service/s, cardholder is advised to schedule an appointment prior to the intended date and time of visit. Call Shinagawa Lasik & Aesthetics at (+632) 7-368-5238, (+63) 917-862-7454 or (+63) 921-217-0517, Mondays to Saturdays, 8AM to 5PM. For reference, here are the branch addresses:

BGC branch	Ortigas branch
21F Ore Central Tower, 9th Avenue corner 31st Street, Bonifcaio Global City, Taguig City, Philippines	21st floor, Hanston Square Building #17 San Miguel Avenue, Ortigas Center, Pasig City 1605 Philippines

6. Offers cannot be exchanged for other items or discounts and cannot be used in conjunction with certificates, current promotions, packages, Privilege and VIP cards, and any other discount as mandated by law, regulation, or ordinance.

7. Offers are non-transferable and are not convertible to cash or gift certificates.

8. By joining this promo, the Cardholder confirms that he/she has read, understood and agreed to the mechanics of the promo including, but not limited to, these terms and conditions. For any concern, inquiry on the promo or concerns on the EastWest credit card account or Cardholder’s eligibility, Cardholders may contact EastWest’s 24-Hour Customer Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.

9. Terms and conditions indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.

10. All questions or disputes regarding the Cardholder's eligibility for the promo shall be resolved by EastWest. In case of disputes relating to the promo, the decision of EastWest and Shinagawa Lasik & Aesthetics shall be conclusive with approval of DTI.

*Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose EastWest Credit Cards are not reported lost or stolen and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

Per DTI Fair Trade Permit No. FTEB- 233403 Series of 2025

II. 0% INSTALLMENT

1. The promo is open to all EastWest credit cardholders (”Cardholders”) in good credit standing.*

2. Cardholders can avail of 0% installment for up to 24 months using their EastWest credit card at Shinagawa Lasik & Aesthetics.

3. Promo offers are not convertible to cash or gift certificates and are not valid in conjunction with other promotions, offers, discounts/privileges and giveaways.

4. The offers are valid on 0% interest on installment for up to 24 months in-store. Partner merchant has the sole discretion on the items/services and term/s applicable for the 0% installment offering.

5. 0% interest on installment sample computation

Item	Item Price	Term	Monthly Amortization (Price ÷ Term)	Total Amortization (Monthly Amortization x Term)
Item A	3,000.00	3 mos.	1,000.00	3,000.00
Item B	10,000.00	6 mos.	1,666.67	10,000.00
Item C	15,000.00	9 mos.	1,666.67	15,000.00
Item D	20,000.00	12 mos.	1,666.67	20,000.00
Item E	30,000.00	18 mos.	1,666.67	30,000.00
Item F	35,000.00	24 mos.	1,458.33	35,000.00

6. The 0% interest on installment offer shall apply provided that the Cardholders pay their total statement balance in full.**

7. All 0% interest on installment transactions are subject to EastWest’s credit authorization criteria upon purchase of goods.

8. The Cardholder's EastWest Credit Card account must be active and current at all times. In the event that the Cardholder's EastWest Credit Card is suspended, cancelled, or not renewed, or should the Cardholder fail to make payments, breach or violate the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards, the remaining unpaid installment amount, as well as the entire outstanding balance of the Cardholder's EastWest Credit Card account, shall immediately become due and demandable.

9. In case of partial payment by the Cardholder of the installment amount, the unpaid balance shall incur the usual finance charges imposed on revolving balances in accordance with the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

10. If the Cardholder pays the installment amount in full per month but has an outstanding or revolving balance on his/her previous/other purchases or installment availments, his/her EastWest Credit Card account shall likewise incur finance charges.

11. In case of pre-termination, the Cardholder agrees to pay an Installment Pre-termination Processing Fee equivalent to 5% of the remaining principal balance or Php500, whichever is higher.

12. Terms and Conditions for Merchant Installment indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.

13. By joining this promo, the Cardholder confirms that he/she has read, understood, and agreed to the mechanics of the promo, including, but not limited to, these terms and conditions.

14. For any inquiry on the promo or concern on the card account, Cardholders may call the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or send an e-mail to cards@eastwestbanker.com.

15. All questions or disputes regarding the Cardholder’s eligibility for the Promo shall be resolved by EastWest. In case of disputes related to the promo, the decision of EastWest and Shinagawa Lasik & Aesthetics shall be conclusive with approval from DTI.

*Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose EastWest credit cards are not reported lost or stolen, and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

**Each fixed monthly installment forms part of the total statement balance. Should the Cardholder opt to pay only the minimum payment due, this would include only a percentage of the monthly installment. In which case, an interest charge will be imposed in addition to the applicable interest due on the monthly installment.

For inquiries and feedback, you may chat with EastWest System Tech Assistant chatbot at www.ewlend.com/esta, call the EastWest 24-Hour Customer Service Hotline at +63288881700, or e-mail cards@eastwestbanker.com.

EastWest is regulated by the Bangko Sentral ng Pilipinas (BSP) https://www.bsp.gov.ph.