Your Dream Home is Now Within Reach

 A. Promo Scope

1. The EastWest EasyOwn (“Promo") is open to all eligible borrowers who submit a complete Home Loan application from October 16 to January 31, 2026 (“Promo Period”).

2. The qualifty, the loan application must be approved and booked on or before April 30, 2026 (“Availment Period”).

3. The Promo is applicable to Home Loan Applications received through any of the following channels:

1. EastWest Stores nationwide;
2. EastWest-accredited Developers and Brokers;
3. EastWest Home Loan Website; or
4. EastWest Home Loan Email Address.

B. Details of Promo Offer

4. Eligible borrowers may choose from the following discounted home loan rates, subject to EastWest’s evaluation:

• 5.99% fixed for 1 year;
• 6.25% fixed for 3 years; or
• 6.49% fixed for 5 years.

C. Qualification Requirements

5. The Promo is applicable to all EastWest Home Loan products and purposes, including purchase, refinancing or home equity.

6. Minimum loan term is 15 years.

7. Minimum loan amount is Php 500,000.00.

8. The eligible borrower should submit all required application documents along with a completed Home Loan application form within the Promo Period.

9. All home loan applications by eligible borrowers will go through EastWest’s standard review, evaluation and approval process, once all required loan documents are submitted.

10. For pre-termination of Home Loan applications that are approved and booked under the Promo, a pre-termination fee of 3% of the remaining outstanding balance and Php 5,000 processing fee shall be charged to the borrower.

11. At the end of the approved fixed-rate term, the home loan shall be repriced based on EastWest’s prevailing repricing rate at the time of adjustment.

12. The Promo cannot be transferred, exchanged for cash, or combined with other EastWest’s Home Loan promos or offers.

13. Terms and conditions indicated in the Terms and Conditions Governing EastWest Home Loan Accounts shall apply and supplement this promo mechanics.

14. For any concern, inquiry on the Promo or concerns on the EastWest Home Loan application or Home Loan account, borrowers may contact us via ewb-homeloans@eastwestbanker.com or visit our stores.

15. In case of dispute in respect to the Promo including, but not limited to, the borrower’s eligibility, the decision of EastWest’s with the concurrence of the Department of Trade and Industry shall be final. These Terms and Conditions are subject to applicable laws, government directives, and regulations. The promo is void where prohibited or restricted by law.

Per DTI Fair Trade Permit No. FTEB-240426 Series of 2025

For inquiries and feedback, you may call the EastWest 24-Hour Customer Service Hotline at +63288881700, or e-mail ewb-homeloans@eastwestbanker.com.

EastWest is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph