Enjoy 0% Installment at the 36th Philippine Travel Mart

1. EastWest Credit Cards' Convert-to-Installment (CTI) Promo is open to select EastWest Credit Cardholders (“Cardholders”) who are purchase during the 36th Philippine Travel Mart (PTM) and are in good credit standing*
2. Promo Period is from September 5 to 7, 2025. Only applications received within the said period at the 36th Philippine Travel Mart, SMX Convention Center, Pasay City shall be processed. 
3. The CTI promo allows the Cardholder to convert his/her qualified PTM straight charge transaction charged to his/her EastWest credit card to installment. The transaction/s form part of the Cardholder's latest Statement of Account (SOA) and/or the Cardholder's current unbilled retail transactions.
4. The minimum amount eligible per transaction for conversion to installment is Php5,000 for 3 -month term. 
5. The transaction amount can be paid for 3 months at 0% interest on installment.

How to compute for the monthly installment:
Transaction Amount ÷ Chosen Term = Fixed Monthly Installment

6. A processing fee of Php500 will be charged for each approved application. 
7. To apply, Cardholder should complete the form and submit to the EastWest credit cards booth during the 36th Philippine Travel Mart. 
8. The Cardholder acknowledges that the CTI application will be subject to evaluation and approval.**
9. The Cardholder likewise acknowledges that the CTI application is based on his/her instructions and has no implication on his/her relationship with any establishment.
10. Cardholder must allow at least five (5) banking days for the processing of the CTI application.
11. Upon approval of the CTI application, the fixed monthly installment amount will be billed to the Cardholder's EastWest Credit Card account on his/her next and succeeding SOAs until the CTI availment is fully paid.
12. EastWest has the sole discretion to approve or reject the Cardholder's CTI application and, if such application is denied, EastWest has no obligation to furnish the Cardholder a notice or reason for such rejection. In case the CTI application is denied, applicable finance charges, if any, shall be imposed.
13. The Cardholder's EastWest Credit Card account must be active and current. Should the Cardholder's EastWest Credit Card account be suspended, cancelled, or not renewed or should the Cardholder fail to make payments or otherwise breach or violate the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards, all unpaid CTI availments, as well as the entire outstanding balance in the Cardholder's EastWest Credit Card account, shall immediately become due and demandable.
14. In case of partial payment by the Cardholder of the installment amount, the unpaid balance shall incur the usual finance charges imposed on revolving accounts in accordance with the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.
15. If the Cardholder pays the installment amount in full per month but has an outstanding or revolving balance on his/her previous/other purchases, said installment amount under the program shall likewise incur finance charges. 
16. Any and all finance charges already imposed upon the Cardholder's total outstanding balance or any part thereof to be converted into installment, whether the same consists of the Cardholder's previous balance and/or new purchases/transactions, will not be adjusted, refunded or credited back to the Cardholder upon approval of the CTI application.
17. In case of pre-termination, the Cardholder agrees to pay an Installment Pre-termination Processing Fee equivalent to 5% of the remaining principal balance or Php500, whichever is higher.
18. The Cardholder may cancel or pre-terminate his/her CTI application without being charged or imposed a pre-termination fee if the cancellation or pre-termination is made within two (2) banking days from date of application.
19. This promo offer is non-transferable.
20. The Cardholder shall continue to be bound by and comply with the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards which are incorporated herein by reference and of which he/she was furnished copies by EastWest, as well as the Terms and Conditions of the CTI Promo.
21. All questions and disputes regarding the Cardholder’s eligibility for the promo shall be resolved by EastWest. The decisions of EastWest on all matters relating to the promo shall be final and binding with the concurrence of the Department of Trade and Industry (“DTI”). 

* Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to fraudulent activities, those whose EastWest Credit Cards are not reported lost or stolen and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

**EastWest reserves the right to request for additional documents to support the application.

 

Per DTI Fair Trade Permit No. FTEB-234778, Series of 2025.

For inquiries and feedback, you may call the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.

EastWest is regulated by the Bangko Sentral ng Pilipinas.https://www.bsp.gov.ph