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Promo Mechanics


1. The promo is open to select principal EastWest JCB Gold and JCB Platinum Cardholders (“Cardholder/s”) who receive an electronic direct mailer (e-DM), Viber message, and/or text message from EastWest. 

2. Promo period is from September 30 to December 31, 2026.

3. Cardholders with qualified principal EastWest JCB credit cards who make at least two (2) transactions with a combined spend of at least Php7,000 within a calendar month during the promo period will receive a Php200 cash credit the following month.

4. Cash advance availments, Insta-Cash, Balance Transfer, Convert-to-Installment, Balance Conversion transactions, fees and charges are not considered as qualified spend for the promo.

5.Transactions must be made during the promo period to be considered as qualified spend.

  1. Month 1 transactions must be made from September 30 to October 31, 2026.
  2. Month 2 transactions must be made from November 1 to 30, 2026.
  3. Month 3 transactions must be made from December 1 to 31, 2026.

6. The cash credit will be posted in the Cardholder’s next billing statement upon reaching the spend requirement.

7. The Cardholder’s principal EastWest JCB credit card must be active and in good credit standing* at the time of posting of the cash credit.

8. By joining this promo, the Cardholder confirms that s/he has read, understood, and agreed to the mechanics of the promo, including the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

9. For any inquiry on the promo or concern on the credit card account, Cardholders may contact the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.

10. Disputes with respect to the Cardholder’s eligibility, coverage of the promo dates, and fulfillment of the promo shall be resolved by EastWest at its sole discretion, subject to the Cardholder’s right of recourse under applicable laws and regulations.
 

*Cardholders in good credit standing are those whose accounts are not delinquent, notunder investigation due to suspected fraudulent activities, not reported lost or stolen, and those who have not violated any of the provisions of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

Per DTI Fair Trade Permit No. FTEB- 268605, Series of 2026.

For inquiries and feedback, you may chat with ESTA chatbot at www.ewlend.com/esta, call the EastWest 24-Hour Customer Service Hotline at (+632)8888-1700, or e-mail cards@eastwestbanker.com.

EastWest is regulated by the Bangko Sentral ng Pilipinas (BSP). https://www.bsp.gov.ph