Get rewarded for your everyday banking with EasyWay

1. Reach at least Php 15,000 in Average Daily Balance (ADB) and maintain it for the month of August 2025 to enjoy the following rewards:

1. 5 free InstaPay transfers (total of Php 50 transfer fee cashback) for transfers made in the EasyWay app. InstaPay transfers through the EasyWay app in excess of the 5 free transfers will be subject to the regular fee of Php 10 per transfer. The transfers must be made within the Promo Duration. Any unused free transfer will be forfeited on September 1, 2025.
2. Get Php 50 cashback from successful bills payment via EasyWay, with a total accumulated bill payment amount of at least Php 10,000. The bills payment must be done within the Promo Duration to get the Php 50 cashback.
3. Get Php 25 cashback from successful app subscription payment via EastWest debit card worth at least Php 149. Capped at one transaction only. Transaction must be done within the Promo Duration to qualify for the cashback. Refer to the attached Annex A for the list of eligible merchants for the app subscriptions.

2. Reach at least Php 60,000 in Average Daily Balance (ADB) and maintain it for the month of August 2025 to enjoy the following rewards:

1. 10 free InstaPay transfers (Php 100 transfer fee cashback) for transfers made in the EasyWay app. InstaPay transfers in excess of the 10 free transfers will be subject to the regular fee of Php 10 per transfer. Transfer must be done within the Promo Duration. Any unused free transfers will be forfeited on September 1, 2025.
2. Get cashback from successful bills payment via EasyWay. Transactions must be done within the Promo Duration to qualify for the cashback.
   1. Php 50 cashback for a total accumulated bills payment amount of at least Php 10,000; or
   2. Php 100 cashback for a total accumulated bills payment amount of at least Php 20,000.
3. Get Php 50 cashback from successful app subscription payment via EastWest debit card worth at least Php 149. Capped at one transaction only. Transaction must be done within the Promo Duration to qualify for the cashback. Refer to the attached Annex A for the list of eligible merchants for the app subscriptions.

Terms and Conditions: 

1. Promo runs from August 10 to 31, 2025.

2. Valid for new and existing EastWest customers registered on EasyWay. Valid for PH checking and savings accounts only. Tiered deposits, time deposits, and foreign currency savings accounts are not included.

3. The average daily balance (ADB) will be computed by the end of the month.

ADB = Total of Daily Balances ÷ Number of Days
ADB = ₱1,932,000 ÷ 31 = ₱62,322.58
 

4. Incentives for maintaining the required ADB from August 1 to 31, 2025 are only valid for transactions made from August 10 to 31, 2025. Unused benefits will not be carried over to the following month.

5. Only one account per customer can be eligible during the promo period.

6. For customers with multiple linked accounts on EasyWay, only the account with the highest ADB will be qualified for the Promo. Therefore, to redeem the incentives, the following transactions must be made on the qualified account.

1. InstaPay transfers
2. Successfully paying a bill via EasyWay worth the required amount
3. Successfully paying an app subscription worth the required amount

7. Crediting of rewards will be following the schedule below

Example: Client A hit an ADB of Php 15,000 in August. She needs to do her transactions of transfers; bills pay and debit card payment from August 10-31, 2025. Her cashback will then be credited by September 18 at the latest.

8. Quick Bills transactions are not eligible for the bills pay

9. The offer cannot be exchangeable for other items or discounts and cannot be used in conjunction with any other promo or discount.

10. EastWest holds the right to certify whether or not the Customer is an eligible account owner, and his/her account satisfies the criteria set in the Promo mechanics.

11. EastWest reserves the right to charge the cost of the discount redeemed against the Cardholder’s EastWest debit card should his/her redemption be found to be fraudulent.

12. By joining this promo, the Customer confirms that he/she has read, understood, and agreed to the mechanics of the Promo, and its terms and conditions as stated above. The Promo is also subject to the terms and conditions governing EastWest’s products, services, and digital channels. For more information, customers may visit www.eastwestbanker.com.

13. Terms and conditions indicated in the General Terms and Conditions Governing EastWest Deposit Accounts shall apply.

14. All questions or disputes regarding the Customer's eligibility for the Promo shall be resolved by EastWest. In case of disputes relating to the Promo, the decision of EastWest shall be conclusive with the concurrence of the Department of Trade and Industry.

DTI Fair Trade Permit No. FTEB- 233208 series of 2025

FAQs

1. What is the EasyWay Payments Promo?
The EasyWay Payments Promo is a limited-time offer that rewards EastWest EasyWay users with free InstaPay transfers and cashback when they complete eligible transactions such as fund transfers, bills payments, and app subscription payments, while maintaining a required Average Daily Balance (ADB) during August 2025.
 

2. When is the promo period?
The promo runs from August 10 to 31, 2025, but the ADB will be calculated for the entire month of August 1 to 31, 2025.
 

3. Who can join this promo?
This promo is open to all new and existing EastWest customers who have PH Peso checking or savings accounts registered in the EasyWay app.
Note: Tiered deposits, time deposits, and foreign currency savings accounts are not included.
 

4. How do I qualify for the promo?
You must meet two requirements:

• Maintain a qualifying ADB from August 1 to 31, 2025
• Complete eligible transactions (InstaPay, bills payment, app subscription) between August 10–31, 2025
   

5. What are the qualifying ADB tiers and corresponding rewards?

6. How is ADB (Average Daily Balance) calculated?
ADB is computed by summing up your End-of-Day balances for the entire month of August and dividing the total by 31 days.

Example:
If your total daily balances for the month is ₱1,932,000:
ADB = ₱1,932,000 ÷ 31 (days) = ₱62,322.58 (your ADB)
 

7. What transactions are eligible?

• InstaPay transfers made within the EasyWay app
• Bills payments made within the EasyWay app (Quick Bills excluded)
• App subscription payments made using an EastWest Visa debit card (see eligible merchants in Annex A)
   

8. How many times can I avail of the cashback or free transfers?
Each reward has a specific cap:

• InstaPay cashback: 5 or 10 free transfers depending on ADB tier
• Bills payment cashback: Once (based on total bills paid)
• App subscription cashback: Once per customer only
   

9. What are the eligible merchants for app subscription cashback?
App subscriptions must be paid using your EastWest Visa debit card. Eligible merchants include:

Entertainment & Streaming:
Netflix, Spotify, YouTube Premium, Disney+, Prime Video, Max, Viu, Scribd, Everand, VivaMax

Gaming:
Steam, Roblox, Epic Games, Nintendo

Professional Tools & Utilities:
ChatGPT, Adobe, Canva, Microsoft, Google One, Google Cloud, Zoom, Viber, Telegram, LinkedIn

Dating Apps:
Tinder, Bumble

Note: Only one eligible subscription payment of at least ₱149 qualifies for cashback. This must be done from August 10 to 31.
 

10. When will I receive the cashback or fee refund?
Qualified rewards will be credited by September 18, 2025.
 

11. Can I combine multiple bills to reach the cashback threshold?
Yes. The total accumulated amount of bills paid within August 10–31 will be considered for the cashback.

12. What happens if I don’t use up all my free InstaPay transfers?
Unused free transfers will be forfeited after August 31, 2025 and will no longer be carried over to the next month.

13. Can I use multiple accounts to get multiple rewards?
No. Only one account per customer will be qualified for the promo. If you have multiple accounts, only the account with the highest ADB will be used to assess eligibility and grant rewards.

14. How will I receive the cashback?
Cashback will be credited directly to the qualified EastWest account that met the ADB and completed the transactions.

15. What is not eligible for the bills payment cashback?
Quick Bills transactions in the EasyWay app are not eligible for this promo.

16. Can I receive rewards from this promo with other bank offers or discounts?
No. The EasyWay Payments Promo cannot be combined with any other promo or offer.

17. What if my transaction was reversed or failed?
Only successful, completed transactions will be counted towards the reward requirements.

18. What if I do a qualified transaction on an account with lower ADB?
Only transactions done on the account with the highest ADB will be counted, even if your other linked accounts have qualified transactions.

19. What if I open a new account during the promo period?
New account holders are eligible as long as their account has been registered on EasyWay, but their ADB will be computed from the day the account is opened up to August 31.