An Exclusive and Rewarding Drive.
BENEFITS AND FEATURES
Earn up to 5% rebate on all your retail purchases
Use your Hyundai MasterCard and earn rebates on your retail purchases.
- 5% rebate on fuel purchases at any gasoline station nationwide
- 0.5% rebate on other retail purchases at any merchant worldwide
As much as Php1,000 worth of rebates may be earned every statement month. Rebates may be redeemed as Hyundai Vouchers which you may use to avail products or services at any authorized Hyundai dealership or exchange for gift certificates at Rustanís Department Store. Rebates may also be used to get annual membership fee waivers or cash credits.
Exclusive 10% discount** at all authorized Hyundai dealerships
Enjoy 10% discount on Preventive Maintenance Services (PMS) parts & labor and selected accessories when you use your Hyundai MasterCard at any authorized Hyundai dealership. Discounts cannot be used in conjunction with other promos and government mandated regulations. Amount paid thru Hyundai Vouchers shall no longer be entitled to a 10% discount.
FREE Hyundai Welcome Gift Voucher worth Php1,000
Get Php1,000 worth of Hyundai Gift Vouchers which you may use at any authorized Hyundai dealership. Only new Principal Cardholders are eligible for the Welcome Gift. Renewal, replacement or converted cards are not eligible.
Special Perks & Privileges
Enjoy year-round special discounts and privileges from partner merchants - from dining, shopping, health and fitness, to travel and leisure.
Click here to view the Latest Promotions page.
Motorist Roadside Assistance thru your One Hyundai Club Membership Card
Enjoy 24/7 roadside, medical or travel assistance offered through your One Hyundai Club (OHC) Membership Card. Please refer to the OHC Member's Guide for details. For non-OHC members, you may apply at www.onehyundai.com.ph. Subject to Hyundai Asia Resources, Inc. (HARI) approval.
| *Rebates shall be redeemed as Hyundai Vouchers which you may use to purchase merchandise or avail yourself of services at any authorized Hyundai dealership.
| **Discounts cannot be used in conjunction with other promos and government mandated regulations. Amount paid thru Hyundai Vouchers shall no longer be entitled to 10% discount.
OTHER CARD FEATURES
As you travel within the Philippines and around the world, you may use your Hyundai MasterCard in more than 30 million establishments, in over 200 countries wherever MasterCard is accepted.
Billings and Payments in Philippine Peso
All your purchases, whether local or international, shall be billed and paid in Philippine Peso to allow you to keep your foreign currency intact.
Easy Repayment Terms
You have the option to pay the total statement balance, the minimum payment due, or any amount in between on your payment due date. Should you opt to pay an amount less than your total statement balance, an interest charge will be applied.
Cash Advance Facility
Get cash advances of up to 50% of your credit limit at any EastWest ATM, over-the-counter at any EastWest branch nationwide or at any ATM displaying the MasterCard and Cirrus logos. Cash advances can be availed using your unique Cash Advance Personal Identification Number (PIN) and an interest charge will be imposed from the date of availment to the date of full settlement or payment.
Enjoy as low as 0% interest on selected items and installment terms at participating merchants.
Transfer your other credit cardsí balances to your EastWest EveryDay MasterCard and enjoy great savings and lighter monthly installment payments.
Click here for the Balance Transfer Facility Terms and Conditions.
Have the option to convert your high-ticket, shopping and travel expenses to installment payable in 6, 12, 18 or 24 easy payment terms at low monthly add-on interest rates.
Click here to know more about the Convert-to-Installment Facility.
Quick Bills Facility
Take advantage of the most convenient way to pay for your utility and telecommunication bills, and insurance premiums with billers such as Bayantel, Digitel, Globe, Meralco, Philam Life and PhilPlans, PLDT & MyDSL, Red Mobile, SKYCable/SkyBroadband/SkyVoice, Smart & Smart Bro and Sun Cellular. Simply enroll in the Quick Bills Facility and your bills or insurance premiums will be automatically charged to your EastWest Practical MasterCard. This means no more rushing to payment centers and waiting in long lines.
Click here to know more about the Quick Bills Facility.
Share your spending privileges with your loved ones by giving them Supplementary EastWest Credit Cards. You can request up to 9 supplementary cards. At your option, you may also assign a monthly sub-limit* for each supplementary card to better manage your finances.
*Remains the same monthly for as long as the Principal Cardholder has an available credit limit
24-Hour Customer Service Hotline
Call 888-1700 or 1-800-1888-8600 Domestic Toll-Free for card inquiries, lost card advice and Balance Transfer,
Convert-to-Installment, or Supplementary Credit Card applications.
STATEMENT OF ACCOUNT
Your monthly Statement of Account (SOA) may be sent to your e-mail address on record or to your billing address.
Click here to know more about EastWest Credit Cardsí e-SOA Facility.
LOST CARD PROTECTION
You can report the loss of your Hyundai MasterCard anytime, anywhere through our 24-Hour Customer Service at +63 (2) 888-1700 or 1-800-1888-8600 Domestic Toll-Free. In the U.S., you may also call our Toll-Free Hotline at
1-866-828-6296. You will be free of any financial liability from fraudulent charges made on your Hyundai MasterCard from the time you reported the loss.
For billing addresses within Metro Manila, replacement cards will be released for delivery within 3 banking days from the time the card was reported lost. While for addresses outside Metro Manila, replacement cards will be released for delivery within 7 banking days from the time the card was reported lost. A card replacement fee of Php400 shall be charged to your Hyundai MasterCard.
Please be advised of the following adjustments in rates and fees effective May 20, 2015.
- Annual Membership Fee shall be Php2,000 for Principal Card and Php1,000 for Supplementary Card.
- Gambling and Gambling Fee shall be 5.0%.
- Multiple Payment Fee shall be Php50 for every payment made after the 3rd payment transaction in EastWest Accredited Payment Channels. Payments in EastWest Payment Channels (i.e. EastWest stores, ATMs, Internet Banking and Automatic Debit Arrangement) shall continue to not incur any charges.
|Annual Membership Fee
3.50% per month, computed based on average daily balance (or 42% effective rate annually)
|Cash Advance Service
Fee & Interest Charge
1% of the cash advance amount or Php500, whichever is higher; and 3.50% interest charge shall be imposed on the cash advance amount, which shall accrue from the date of availment until full settlement or payment
A fee of P500 will be charged for cash advance transactions availed over-the-counter at EastWest branches in addition to the Cash Advance Service Fee and applicable Interest Charge. The proceeds of the over-the-counter cash advance transaction shall be net of the Over-the-Counter Fee.
|Late Payment Charge
7.50% of the minimum payment due or Php500, whichever is higher
|Over Credit Limit Fee
Php500 will be charged whenever the outstanding balance exceeds the prescribed credit limit within the billing period.
|Returned Check Fee
Php1,000 for every returned check
Php200 for the retrieval of each retail/installment and mail-order/telephone-order charge slip; Php1,250 for the retrieval of each travel and entertainment charge slip
P400 for every card replacement
Transactions made in foreign currencies/merchants or those processed by foreign acquirers shall be automatically converted to Philippine Peso at the MasterCard currency conversion rate on the day the transaction is processed, plus a Foreign Currency Conversion Fee of 2.50% which is comprised of MasterCardís Assessment Fee and EastWestís Service Fee.
|Gambling and Gaming Fee
||A 3.50% service fee shall be charged on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets or other values in conjunction with any gaming or gambling activities.
|Multiple Payment Fee
||Cardholders are allowed a maximum of three (3) payment transactions in EastWest Accredited Payment Channels within a statement cycle. A Php40 fee will be charged for each EastWest Credit Card payment made after the 3rd payment transaction. Payments made in EastWest Payment Channels will not incur any charges.
|5% of the remaining principal balance or Php500, whichever is higher
|Closed Card Account
|For Closed Card Accounts which have credit balances, the cardholder shall make the appropriate arrangement with EastWest to collect the remaining credit balance within three (3) months from the date when the Card Account is closed. Should the Cardholder fail to do so within this 3-month period, EastWest shall have the right to deduct from such credit balance a monthly service fee of Php200 to cover for administrative costs incurred by EastWest in maintaining the cardholder's account.
|Your Statement of Account shall reflect your Minimum Payment Due which is composed of the following: (a) past due amount; (b) 4% of your total statement balance inclusive of all fees and charges and monthly installment/s, if any, but exclusive of any unbilled installment amount; and (c) any amount in excess of your credit limit. The Minimum Payment Due is the sum of (a), (b) and (c); or Php200, whichever is higher.
|At every billing cycle, you have the option to pay the total statement balance, the minimum payment due, or any amount in between. An Interest Charge will be imposed should you choose not to pay the Total Statement Balance on or before the payment due date as set out in your Statement of Account. The Interest Charge is based on your Average Daily Balance (ADB) computed from transaction date for cash advance, credits/payments and retail transactions/monthly installments/fees until the next cycle cut-off. Any Interest Charge due but unpaid shall form part of the principal balance and will continue to earn Interest Charges.