Features & Benefits
Enjoy the convenience of cashless shopping anytime, anywhere! Your 1st Mastercard gives you the financial ability to purchase now and pay later. There's no need to wait for your salary to shop, dine or buy anything you want and need - you can charge it all to your 1st Mastercard. Just make sure to settle your monthly bills on time to continuously enjoy this financial flexibility.
Easy Repayment Terms
You have the option to pay the Total Statement Balance, the Minimum Payment Due, or any amount in between on your Payment Due Date. Should you opt to pay an amount less than your Total Statement Balance, an Interest Charge will be applied.
EastWest offers an array of perks and privileges from shopping, dining, health & wellness, and travel & leisure partner merchants with the use of your EastWest 1st Mastercard.
View the latest credit cards promos.
As you travel within the Philippines and around the world, you may use your 1st Mastercard in more than 30 million establishments, in over 200 countries wherever Mastercard is accepted.
Smart Chip Card
Your card is equipped with a smart chip for better security.
3D Secure Technology
EastWest makes your online transactions safer with 3D Secure. This protects against possible fraudulent use of your 1st Mastercard in online shops that display the Mastercard SecureCode logo. Your purchases on these sites will be validated by entering a one-time password that will be sent via SMS to your mobile number on record. As such, always keep your mobile number updated through EastWest Customer Service.
Billings and Payments in Philippine Peso
All your purchases, whether local or international, shall be billed and paid in Philippine Peso to allow you to keep your foreign currency intact.
Enjoy as low as 0% interest on selected items and installment terms at participating merchants.
Have the option to convert your straight charge purchases to installment payable in 6, 12, 18 or 24 easy payment terms at low monthly add-on interest rates.
Quick Bills Facility
Take advantage of the most convenient way to pay for your utility and telecommunication bills, and insurance premiums with billers such as Bayantel, Globe, Meralco, Philam Life, PhilPlans, PLDT & MyDSL, Red Mobile, SKYCable, SKYBroadband & SKYVoice, Smart & Smart Bro, and Sun Cellular. Simply enroll in the Quick Bills Facility and your bills or insurance premiums will be automatically charged to your 1st Mastercard. This means no more rushing to payment centers and waiting in long lines.
Share your spending privileges with your loved ones by giving them Supplementary 1st Mastercard credit cards. You can request for up to 9 supplementary cards. You may also assign a monthly sub-limit* for each supplementary card to better manage your finances.
*Remains the same monthly for as long as the Principal Cardholder has an available balance.
24-Hour Customer Service
Call 8888-1700 for card inquiries, lost card advice and Convert-to-Installment or Supplementary credit card applications.
The above card features and benefits are subject to applicable terms and conditions.
Statement of Account
Your monthly Statement of Account (SOA) may be sent to your e-mail address on record or to your billing address.
Enjoy the benefits of the electronic Statement of Account (e-SOA) Facility - it's convenient, secure and earth-friendly. Your e-SOA will be sent to your primary e-mail address in a password protected PDF file. With an e-SOA, you can view your SOA anytime and keep the file without the paper clutter. An SMS advisory may be sent to your mobile number on record to let you know that your e-SOA has been sent.