EastWest Singapore Airlines KrisFlyer World Mastercard

EastWest Peso Money Market Fund

More Miles. More Milestones.

Features & Benefits

KrisFlyer Miles Earned on Spends
Designed specifically for travelers, our spend-to-miles conversion rate allows you to earn more miles so you can fly to your milestone destinations sooner and travel more often.


Spend Category KrisFlyer Miles Earned
Singapore Airlines, SilkAir, Scoot & KrisShop spend 3 KrisFlyer miles for every Php36 spend
International/cross-border, hotel, travel agency, airline, online & international cash advance 3 KrisFlyer miles for every Php36 spend
Local spend (including Quick Bills1 and Merchant Installment2) 1 KrisFlyer mile for every Php36 spend
Welcome bonus miles3 6,000 KrisFlyer miles for Php200,000 spend within 3 months from card activation date
Anniversary bonus miles 15,000 KrisFlyer miles for Php200,000 spend within 12 months from card approval date

1Quick Bills allows you to automatically charge your utility and telecommunication bills, and insurance premiums to your credit card. Learn more.
2Miles will be credited upon posting of the monthly installment amortization
3For new card applications only

Learn more.

Mastercard Airport Experiences provided by LoungeKey (MCAE)
For your utmost pleasure, Mastercard® has partnered with LoungeKey™ to bring you a new and innovative program that helps transform your airport experience from “lost time” to “me time”.

You can choose how to make the best use of your time at the airport. Simply register your EastWest Singapore Airlines KrisFlyer World Mastercard at https://airport.mastercard.com or download the app to explore a variety of benefits:

  • Up to four (4) complimentary access4 for you and your guest per year to over 1,100 lounges in over 500 airports worldwide (130+ countries), regardless of your airline, frequent flyer membership, or ticket class held.

  • Unique experiences and offers in dining, spa, and retail outlets.

4Lounge access in excess of the four (4) complimentary access within the 12-month period is subject to a fee of USD27 per person, per visit of Principal cardholder, Supplementary cardholder and guest. Beginning October 1, 2019, Lounge access fee will be USD32 per person, per visit

Low Foreign Currency Conversion Fee
Indulge in guilt-free shopping while saving more on your international purchases with a low foreign currency conversion fee of only 1.70%.

Free Comprehensive Travel Insurance for you and your family of up to Php20 Million
Delve into breathtaking views of the world without worries. You and your family are covered for up to Php20 Million with EastWest's comprehensive travel accident and inconvenience insurance when travel tickets are purchased using your EastWest Singapore Airlines KrisFlyer World Mastercard. Learn more.

Mastercard Travel and Lifestyle Services
Wherever your dream destination takes you, you can avail of top savings and benefits in hotel reservations, car rentals, flight bookings, cruise reservations, and more. Enjoy enhanced value with Lowest Hotel Rate Guarantee and Hotel Stay Guarantee when you book your stay through Mastercard Travel and Lifestyle Services.

Speak to your Lifestyle Manager available at your convenience by calling 1 800 8739 5245 (Globe) and 1 800 1852 0014 (PLDT) or visit travel.mastercard.com to explore the benefits and receive personalized trip recommendations tailored to your travel style and preferences.

Flight Delay Pass
Escape the stress of flight delays and turn inconveniences into opportunities to unwind and recharge. Whenever your flight is delayed, Mastercard® Flight Delay Pass provides you with complimentary lounge passes so you and your traveling companions can relax in comfort while waiting for your flight in one of more than 1,100 LoungeKey™ airport lounges worldwide.

Visit https://flightdelaypass.mastercard.com/faq for complete details.

Premium Perks and Mastercard Moments
Delight in special privileges from our roster of renowned local establishments which we have exclusively chosen to match your discerning taste. View Premium Perks offers.

And, discover exceptional experiences designed to inspire and enrich you. Through Mastercard Moments, experience luxury travel, top-end leisure pursuits, culinary adventures, retail finds and rejuvenating wellness encounters in major international cities. Learn more.

Other Card Features

Global Acceptance
Use your EastWest Singapore Airlines KrisFlyer World Mastercard anywhere in the Philippines and across the world wherever Mastercard is accepted. That's over 38 million establishments in over 200 countries.

Smart Chip and Contactless Technology
Your card is equipped with a smart chip for better card security. Plus, with the advanced contactless technology of Mastercard PayPass, you may enjoy tap-and-go convenience in paying for your purchases at any Mastercard PayPass merchant worldwide.

3D Secure Technology
Online transactions are now made safer with 3D Secure. This protects you against possible fraudulent use of your EastWest Singapore Airlines KrisFlyer World Mastercard in online shops that display the Mastercard SecureCode logo. Your purchases on these sites will be validated by entering a One-Time Password (OTP) that will be sent to your mobile number on record. As such, always keep your mobile number updated through EastWest’s 24-Hour Customer Service.

Billings and Payments in Philippine Peso
All your purchases, whether local or international, shall be billed and paid in Philippine Peso to allow you to keep your foreign currency intact.

Easy Payment Terms
At every billing cycle, you can choose to pay the Total Statement Balance, the Minimum Payment Due (which can be as low as 5% of your Total Statement Balance), or any amount in between. Should you opt to pay an amount less than your Total Statement Balance, an Interest Charge of only 2.75% per month will be applied.

High Cash Advance Limit
Your EastWest Singapore Airlines KrisFlyer World Mastercard allows you to avail yourself of cash advances of up to 70% of your credit limit at any EastWest ATM or at any ATM displaying the Mastercard and Cirrus logos. Cash advance can be availed using your unique Cash Advance Personal Identification Number (CA-PIN).

Merchant Installment
Enjoy as low as 0% interest on selected items and installment terms at participating merchants.

Balance Transfer
Transfer your other credit card balances to your EastWest Singapore Airlines KrisFlyer World Mastercard and enjoy great savings and lighter monthly installment payments.

Convert-to-Installment
You have the option to convert your high-ticket shopping and travel expenses to installment payable in 6, 12, 18, or 24 easy payment terms at low monthly add-on interest rates.

Insta-Cash Facility5
Enjoy access to cash with your EastWest Singapore Airlines KrisFlyer World Mastercard through the Insta-Cash Facility at low monthly add-on interest rates and flexible installment terms. Use the proceeds for your home improvements, travel, celebrating special occasions or any of your financial needs.

5Available to qualified EastWest Singapore Airlines KrisFlyer World Mastercard cardholders only

Quick Bills Facility
Take advantage of the most convenient way to pay for your utility and telecommunication bills, and insurance premiums with billers such as Bayantel, Globe, Meralco, Philam Life, PhilPlans, PLDT & MyDSL, Red Mobile, SKYCable, SKYVoice & SKYBroadband, Smart & Smart Bro and Sun Cellular. Simply enroll in the Quick Bills Facility and your bills or insurance premiums will be automatically charged to your EastWest Singapore Airlines KrisFlyer World Mastercard.

Free Supplementary Card
Share your spending privileges with your loved ones by giving them supplementary EastWest Singapore Airlines KrisFlyer World Mastercard credit cards. What’s more, your first supplementary card will be free for life!6 You can request up to 9 supplementary cards. You may also assign a monthly sub-limit7 for each supplementary card to better manage your finances.

6For your first supplementary account only
7Remains the same monthly as long as the Principal Cardholder has an available credit limit

Electronic Statement of Account Facility
Enjoy the benefits of an electronic Statement of Account (e-SOA) Facility – it's convenient, secure, and earth-friendly. Your e-SOA will be sent to your primary e-mail address in a password-protected PDF file. With an e-SOA, you can view your SOA anytime and keep the file without the paper clutter. An SMS advisory will be sent to your mobile number on record to let you know that your e-SOA has been sent. To enroll, simply call EastWest's 24-Hour Customer Service Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.

EastWest Online Banking
Bank with confidence anytime, anywhere with EastWest Online Banking. View your credit card balance, download your electronic statement, update your contact details, and more, conveniently and securely. Enroll now and enjoy a safe and smart way to bank! Simply log on to www.ewbanker.com and click on the enrollment link.

Lost Card Protection
Please immediately report the loss of your EastWest Singapore Airlines KrisFlyer World Mastercard through our 24-Hour Customer Service Hotline at (+632) 8888-1700. You will be free of any financial liability from fraudulent charges made on your EastWest Singapore Airlines KrisFlyer World Mastercard from the time you reported the loss.

For billing addresses within Metro Manila, replacement cards will be delivered within 7 to 9 banking days from the time the card was reported lost. For addresses outside Metro Manila, replacement cards will be delivered within 9 to 12 banking days from the time the card was reported lost. A card replacement fee of Php500 shall be charged to your EastWest Singapore Airlines KrisFlyer World Mastercard.

Singapore Airlines KrisFlyer World Mastercard is subject to the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

Summary of Fees and Charges

EastWest Singapore Airlines KrisFlyer World Mastercard
Annual Membership Fee
Principal Card Supplementary Card
Php5,000 Php2,500

(FREE for life for the 1st supplementary)
Interest Charge 2% per month or 24% effective rate annually
Cash Advance Service Fee and Interest Charge Php200 per cash advance availment; and 2% Interest Charge imposed on the cash advance amount and Cash Advance Service Fee, which shall accrue from the date of availment until full settlement or payment of the latest Total Statement Balance
Late Payment Charge 8% of the Minimum Payment Due
Effective June 18, 2021: Php1,500 or the unpaid Minimum Payment Due, whichever is lower
Over Credit Limit Fee Php500 will be charged whenever the outstanding balance exceeds the prescribed credit limit within the billing period.
Returned Check Fee Php1,500 for every returned check
Retrieval Fee Php200 for the retrieval of each retail/installment and mail-order/telephone-order charge slip; Php1,250 for the retrieval of each travel and entertainment charge slip
Card Replacement Fee Php500 for every card replacement
Foreign Currency Conversion Fee Transactions made in foreign currencies/merchants or those processed by foreign acquirers shall be automatically converted to Philippine Peso at the Mastercard currency conversion rate on the day the transaction is processed, plus a Foreign Currency Conversion Fee of 1.70% which is comprised of Mastercard's Assessment Fee and EastWest's Service Fee.
Gambling and Gaming Fee A 5% service fee shall be charged on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in conjunction with any gaming or gambling activity.
Multiple Payment Fee Cardholders are allowed a maximum of three (3) payment transactions in EastWest-accredited Payment Channels posted within a statement cycle. A Php50 fee will be charged for each payment posted after the third payment transaction. Payments made in EastWest Payment Channels will not incur any charge.
Installment Processing Fee Effective June 24, 2021: A fixed processing fee will be applied for every approved Insta-Cash, Balance Transfer and Convert-to-Installment transactions. Php250 via electronic channels (ESTA or EastWest System Tech Assistant chatbot, EastWest Online and EastWest Mobile App) or Php500 via our Customer Service hotline.
Installment Pre-Termination Fee 5% of the remaining principal balance or Php500, whichever is higher, for every processed pre-termination on Merchant Installment, Balance Transfer, Insta-Cash and Convert-to-Installment
Minimum Payment Due Computation The Minimum Payment Due will be composed of the following: (a) 3% of your Total Statement Balance inclusive of all fees and charges and monthly installment/s, if any, but exclusive of any unbilled installment amount, and any amount in excess of your credit card limit; (b) past due amount, if any; and (c) any amount in excess of your credit card limit. The Minimum Payment Due is the sum of (a), (b) and (c); or Php200, whichever is higher.
Interest Charge Computation At every billing cycle, you have the option to pay the Total Statement Balance, the Minimum Payment Due, or any amount in between. If you do not pay the Total Statement Balance on or before the Payment Due Date as set out in your Statement of Account, an Interest Charge will be imposed. The Interest Charge in your current Statement of Account is based on the daily interest rate (monthly interest rate divided by 30) multiplied by (a) your unpaid Total Statement Balance from your previous statement date until the date prior to payment, and (b) your cash advance amount and Cash Advance Service Fee from the date of availment until full settlement or payment of the latest Total Statement Balance.
Statement of Account Printing and Delivery Fee Effective June 18, 2021: Php200 for every copy of credit card Statement of Account

View the Sample Interest Computation here.


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IMPORTANT ADVISORY
Submission of Basic
Customer Credit Data to CIC

Pursuant to RA 9510 or the Credit Information System Act, EastWest Bank is mandated to submit basic customer credit data and its succeeding updates to the Credit Information Corporation (CIC).

The information will be used by financial institutions and credit reporting agencies authorized by the CIC in evaluating the creditworthiness of prospective and existing customers.





Contact Us

Customer Service
(+632) 8888-1700

Email us
cards@eastwestbanker.com

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