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Account Opening Requirements |
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FOR INDIVIDUALS |
Three (3) valid IDs - any three of the following:
- Driver's License
- Alien Certificate of Registration (ACR) for Foreign Nationals
- Passport
- Employment ID
- School ID
- Membership ID
- Professional Regulations Commission License
- One 2X2 picture (for minors and walk-in clients)
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FOR ENTREPRENEURS |
Three (3) valid IDs of the registered owner plus:
- Certificate of Business Name Registration
- Application for Business Name
- Mayor's Permit
- Specimen Signatures of Signatory
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FOR PARTNERSHIPS |
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- SEC Registration |
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- Articles of Partnership |
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- Partner's Resolution to Open Account (Notarized) |
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- Specimen Signatures of Signatories |
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FOR CORPORATION |
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- SEC Registration |
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- Articles of Incorporation and By-Laws |
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- Board of Resolution to Open Account (Notarized) |
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- Specimen Signatures of Signatories |
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- List of Current Elected Officers certified by Corporate Secretary |
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HomeSuiteLoan |
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- Recent photo (size 2x2) |
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- Certificate of Employment w/ compensation for both spouses if (married) |
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- Credit Card billing statements (for the last 3 months) |
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- Photo copy of bank passbooks (for the last 3 months) |
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- Income Tax Return/BIR Form 2316 (for the last 2 years) |
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-Any other proof of billing (utilities, telcos, ect.) |
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If self employed: |
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-Bank statement of accounts (for the last 6 months): |
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-Business registration Certificate |
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-SEC Certificate of Registration (if a corporation) or business Permit to Operate (if a single proprietorship) |
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-Article of Incorporation/Partnership and By Laws (of a corporation) |
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-Financial statements(in-house and audited ; for the last 3 years) |
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-Company Profile |
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-List of major suppliers and clients with contact persons and numbers |
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-Income Tax Return/BIR Form 1701 (for the last 2 years) |
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If and overseas Filipino worker: |
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-Contract of Employment / Certificate of Employment (with the validation of the Philippine consulate) |
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-History of employment / latest Crew Contract (if you are a Seaman) |
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-Income Tax Return / BIR Form 2316(optional) |
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Collateral Requirements (depending on type of collateral): |
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-Photocopy of Transfer Certificate of Title (TCT) |
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-Tax Declaration (lot and improvement) |
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-Lot plan (with vacinity map) |
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-Real Estate Tax Receipt for the current year |
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For Condominiums: |
- Conduminium Certificate of Title (CCT)
- Master Deed of Declaration and Restriction
- Floor Plan
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Additional Requirements: |
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For constraction loans |
- Building plan/s
- Bill of Materials
- Job specification
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For refinancing |
- History of past payments of Official Receipts of pament for teh last 12 months
- Statement of Accounts
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CarSuiteLoan Requirements |
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INDIVIDUAL |
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- Completely filled up application form |
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- Income Tax Return |
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- Certificate of Employment if employed |
If engaged in Business:
- Business Registration Certificate
- Business Permit
- Financial Statement (for the last 3 years)
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- Bank Reference/Statements |
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- Proof of other Income Sources |
- Identification Papers e.g. Driver's Licence, SSS/GSIS cards,
Company ID, Passport, etc. |
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CORPORATE |
- Completely filled up Corporate Application Form
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Financial Statements (for the last 3 years)
- Both audited and in-house
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- Articles of Incorporation
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- By-laws
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- List of Major stockholders, addresses and ownership
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- List of princippal officers, positions, and addresses
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- Company Profile
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- Business write-up
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- Trade References - at least 3 major suppliers and 3 major clients
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Bank References
- Credit lines and Existing/ Paid Loans
- Deposit Accounts
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BANK DOCUMENTS |
- Chattel Mortgage/Promissory Note
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- Disclosure Statement
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