Home | Contact Us
Banking Requirements

Account Opening Requirements
FOR INDIVIDUALS
Three (3) valid IDs - any three of the following:
   - Driver's License
   - Alien Certificate of Registration (ACR) for Foreign Nationals
   - Passport
   - Employment ID
   - School ID
   - Membership ID
   - Professional Regulations Commission License
   - One 2X2 picture (for minors and walk-in clients)
FOR ENTREPRENEURS
Three (3) valid IDs of the registered owner plus:
   - Certificate of Business Name Registration
   - Application for Business Name
   - Mayor's Permit
   - Specimen Signatures of Signatory
FOR PARTNERSHIPS
    - SEC Registration
    - Articles of Partnership
    - Partner's Resolution to Open Account (Notarized)
    - Specimen Signatures of Signatories
FOR CORPORATION
    - SEC Registration
    - Articles of Incorporation and By-Laws
    - Board of Resolution to Open Account (Notarized)
    - Specimen Signatures of Signatories
    - List of Current Elected Officers certified by Corporate Secretary
HomeSuiteLoan
    - Recent photo (size 2x2)
    - Certificate of Employment w/ compensation for both spouses if (married)
    - Credit Card billing statements (for the last 3 months)
    - Photo copy of bank passbooks (for the last 3 months)
    - Income Tax Return/BIR Form 2316 (for the last 2 years)
    -Any other proof of billing (utilities, telcos, ect.)
    If self employed:
    -Bank statement of accounts (for the last 6 months):
    -Business registration Certificate
    -SEC Certificate of Registration (if a corporation) or business Permit to Operate (if a single proprietorship)
    -Article of Incorporation/Partnership and By Laws (of a corporation)
    -Financial statements(in-house and audited ; for the last 3 years)
    -Company Profile
    -List of major suppliers and clients with contact persons and numbers
    -Income Tax Return/BIR Form 1701 (for the last 2 years)
   
    If and overseas Filipino worker:
    -Contract of Employment / Certificate of Employment (with the validation of the Philippine consulate)
    -History of employment / latest Crew Contract (if you are a Seaman)
    -Income Tax Return / BIR Form 2316(optional)
   
    Collateral Requirements (depending on type of collateral):
    -Photocopy of Transfer Certificate of Title (TCT)
    -Tax Declaration (lot and improvement)
    -Lot plan (with vacinity map)
    -Real Estate Tax Receipt for the current year
    For Condominiums:
  • Conduminium Certificate of Title (CCT)
  • Master Deed of Declaration and Restriction
  • Floor Plan
    Additional Requirements:
    For constraction loans
  • Building plan/s
  • Bill of Materials
  • Job specification
    For refinancing
  • History of past payments of Official Receipts of pament for teh last 12 months
  • Statement of Accounts

top top


CarSuiteLoan Requirements
INDIVIDUAL
    - Completely filled up application form
    - Income Tax Return
    - Certificate of Employment if employed
   If engaged in Business:
      - Business Registration Certificate
      - Business Permit
      - Financial Statement (for the last 3 years)
    - Bank Reference/Statements
    - Proof of other Income Sources
    - Identification Papers e.g. Driver's Licence, SSS/GSIS cards,
      Company ID, Passport, etc.
CORPORATE
    - Completely filled up Corporate Application Form
   Financial Statements (for the last 3 years)
      - Both audited and in-house
   - Articles of Incorporation
   - By-laws
   - List of Major stockholders, addresses and ownership
   - List of princippal officers, positions, and addresses
   - Company Profile
   - Business write-up
   - Trade References - at least 3 major suppliers and 3 major clients
   Bank References
      - Credit lines and Existing/ Paid Loans
      - Deposit Accounts
BANK DOCUMENTS
   - Chattel Mortgage/Promissory Note
   - Disclosure Statement

top top