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Personal Banking

Dollar Time Deposit Account

Product Definition :
A term deposit account denominated in US Dollars evidenced by a certificate.

Product Benefits :
Higher Interest . Provides opportunity to earn more from dollar funds.

Standby Peso Credit Line . Deposits can be used as loan collateral. Loan term co-terminus with or earlier than the maturity of the collateral.

Hedge against peso devaluation . Accessible funds in US dollars.

Insured with PDIC . Dollar funds insured equivalent to P 250,000.00

No service charges on dollar notes deposit or withdrawal.


Product Features :
 
Minimum Initial Deposit: $1,000.00
Term: 30 - 360 days
Interest Rate: Based on market rates
Withholding tax: 7.5%
Fund Access: Withdrawal Slip OTC
Transaction Record: Certificate of Deposit

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