Term Savings Account

Product Definition :

A term deposit account evidenced by a Passbook with 30- up to 360-day term. Interest rate is based on the amount and term of deposit.

Product Benefits:

Higher Interest Earning Potential. Assures clients of yields higher than Savings Account rates.

Guaranteed Yields. Assures client of interest earnings for as long as the deposit remains with the Bank within the agreed term.

Forced Savings. Clients would be "forced" to leave their funds with the Bank untouched for a particular period of time.

Standby credit facility. Deposits can be used as loan collateral. Loan term co-terminus with or earlier than the maturity of the collateral.

Insured by PDIC. Funds insured up to P 500,000.00

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Terms and Conditions

Banking Fees and Charges 

Banking
Requirements 

Effective Interest Rates as of October 2009 

Changes in Check Clearing Process as
of January 2011