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EASTWEST BANK PRACTICAL CREDIT CARD
| Annual Membership Fee |
|---|
|
Terms of Payment |
Silver Card |
Gold Card |
| |
Principal |
Supplementary |
Principal |
Supplementary |
| Annual (1x) |
Php1000 |
Php500 |
Php2000 |
Php1000 |
| Semi-Annual (2x) |
Php500 |
Php250 |
Php1000 |
Php500 |
| Quarterly (4x) |
Php250 |
Php125 |
Php500 |
Php250 |
| Monthly (12x) |
Php85 |
Php42 |
Php170 |
Php85 |
|
| Other Fees and Charges |
|---|
| Finance Charge |
2.25% per month for supermarket, drugstore and gasoline purchases (or 27% effective rate annually), computed based on average daily balance |
| 2.75% per month for other purchases (or 33% effective rate annually), computed based on average daily balance |
| Cash Advance Service Fee |
5% of the availed amount |
| Cash Advance Over-the-Counter Fee |
A fee of Php100 will be charged for cash advance transactions availed over-the-counter at EastWest Bank branches in addition to the cash advance service fee. The proceeds of the over-the-counter cash advance transaction shall be net of the over-the-counter fee. |
| Late Payment Fee |
7.50% of the minimum payment due or Php300, whichever is higher |
| Over Credit Limit Fee |
Php500 will be charged whenever the outstanding balance exceeds the prescribed credit limit within the billing period |
| Returned Check Fee |
Php500 for every returned check |
| Retrieval Fee |
Php200 for the retrieval of each retail/installment and mail-order/telephone-order charge slip. |
| Card Replacement Fee |
Php200 for every card replacement |
| Foreign Currency Conversion Fee |
Transactions made in foreign currencies/merchants shall be automatically converted to Philippine Pesos at the MasterCard currency conversion rate plus EastWest Bank's foreign currency conversion fee of 2.50% at the time the transaction is posted |
| Installment Pre-Termination Processing Fee |
5% of the remaining principal balance |
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Credit Card Application Forms
The forms and information below are available for download. Please note any special instructions that print with the forms. Please complete and submit to EastWest Bank for processing.
Online EastWest Mastercard Application Form
EastWest Mastercard Application Form : [ Size: 70kb - Format: pdf ]
Supplementary Card Application Form : [ Size: 66kb - Format: pdf ]
