No credit card cares for a woman like Dolce Vita!
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UNIQUE BENEFITS AND PRIVILEGES
FREE Cancer Life Shield
Receive cash support of Php30,000, if diagnosed with cancer.
FREE Life Insurance Protection
Receive cash assistance worth Php30,000, for your peace of mind.
FREE Annual Pap Smear*
Avail yourself of a free pap smear at designated Philamcare Metro Manila clinics or
reimburse** up to Php400 if availed at Philamcare affiliated clinics or hospitals.
FREE Annual Ultrasound or Mammogram*
Avail yourself of a free ultrasound at designated Philamcare clinics (U.N. & Makati)
or reimburse** up to Php2,000 if availed at Philamcare affiliated clinics or hospitals.
Or, avail yourself of a mammogram and reimburse** up to Php2,000 if availed at Philamcare affiliated clinics or hospitals.
FREE Maternity Reimbursement*
Reimburse** up to Php5,000 of your maternity hospitalization expenses.
Please refer to the Health & Protection Benefits Guidebook for details.
*Subject to a minimum spend requirement of Php30,000 within 1 membership year.
**To qualify for the reimbursement option, you will first need to charge the service
expense to your Dolce Vita MasterCard.
Dolce Vita Charms
Every Php100 charged to your Dolce Vita MasterCard will earn you 1 Charm. Accumulate your
Charms and exchange them for beauty and pampering services or redeem Charms Vouchers which
you may use to purchase merchandise or exchange for gift certificates at partner merchants.
Click here to view the Dolce Vita Charms 2010 Catalog.
Terms and conditions for each benefit or privilege apply.
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OTHER CARD FEATURES
Global Acceptance
As you travel within the Philippines and around the world, you may use your Dolce Vita MasterCard
in more than 29 million establishments worldwide, in over 300 countries wherever MasterCard is accepted.
Billings and Payments in Philippine Peso
All your purchases, whether local or international, shall be paid in Philippine Peso to allow you to
keep your foreign currency intact.
Easy Repayment Terms
You have the option to pay the total amount due, the minimum payment due, or any amount in between on
your payment due date.
Cash Advance Facility
Get cash advances of up to 50% of your credit limit at any EastWest Bank ATM, over-the-counter at any
EastWest Bank branch nationwide or at any ATM displaying the MasterCard and Cirrus logos. Cash advances
can be availed using your unique Cash Advance Personal Identification Number (PIN) and a finance charge
will be imposed from the date of availment to the date of full settlement or payment.
Installment Facilities
Enjoy as low as 0% interest on selected items and installment tenors at participating merchants.
You may also transfer balances from other credit cards and enjoy great savings and lighter monthly
installment payments with the Balance Transfer Facility.
What’s more, with the Convert to Installment Facility, you have the option to convert your high-ticket,
shopping and travel expenses to installment payable in 6, 12, 18 or 24 easy payment terms at low monthly
add-on interest rates.
Quick Bills Facility
Take advantage of the most convenient way to pay for your utility and telecommunication bills, and Philam
insurance premiums: Globe, Meralco, PLDT & MyDSL, SKYCable, Smart & Smart Bro, Philamlife and Philam Plans.
Simply enroll in the Quick Bills Facility and your bills or insurance premiums will be automatically charged
to your Dolce Vita MasterCard. This means no more rushing to payment centers and waiting in long lines.
Plus, earn double Charms for every Php100 of Philam insurance premiums auto-charged through the Quick Bills
Facility.
Supplementary Cards
You can share your spending privilege to up to 9 supplementary cardholders.
24-hour Customer Service Hotline IVRS
Call 888-1700 for any card inquiry or to report a lost card. EastWest Bank Customer Service Hotline’s IVRS
is available 24 hours a day, 7 days a week.
The above card features are subject to applicable terms and conditions.
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LOST CARD PROTECTION
You can report the loss of your Dolce Vita MasterCard anytime, anywhere through our 24-hour Lost Card Hotline
at 888-1700 which you can call collect. In the U.S., you may also call our Toll-Free Hotline at 1-866-828-6296.
You will be free of any financial liability from fraudulent charges made on your Dolce Vita MasterCard from the
time you reported the loss.
For billing addresses within Metro Manila, replacement cards will be released for delivery within 3 banking
days from the time the card was reported lost. While for addresses outside Metro Manila, replacement cards
will be released for delivery within 7 banking days from the time the card was reported lost. A card replacement
fee of Php200 shall be charged to your Dolce Vita MasterCard.
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SUMMARY OF FEES AND CHARGES
| Annual Membership Fee |
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| PRINCIPAL CARD |
SUPPLEMENTARY CARD |
| Php1,600 |
Php800 |
| Other Fees and Charges |
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| Finance Charge |
3.50% per month, computed based on average daily balance (or 42% effective rate annually)
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| Cash Advance Service Fee & Finance Charge |
5% of the cash advance amount or Php300, whichever is higher; and 3.50%
finance charge imposed on the cash advance amount, which shall accrue from
the date of availment until full settlement or payment
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| Cash Advance Over-the-Counter Fee |
A fee of Php100 will be charged for cash advance transactions availed over-the-counter
at EastWest Bank branches in addition to the cash advance service fee. The proceeds of the
over-the-counter cash advance transaction shall be net of the over-the-counter fee.
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| Late Payment Charge |
6.50% of the minimum payment due or Php200, whichever is higher
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| Over Credit Limit Fee |
Php500 will be charged whenever the outstanding balance exceeds the prescribed credit limit
within the billing period.
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| Returned Check Fee |
Php500 for every returned check
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| Retrieval Fee |
Php200 for the retrieval of each retail/installment and mail-order/ telephone-order charge slip;
Php1,250 for the retrieval of each travel and entertainment charge slip
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| Card Replacement Fee |
Php200 for every card replacement
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| Foreign Currency Conversion Fee |
Transactions made in foreign currencies/merchants shall be automatically converted to
Philippine Pesos at the MasterCard currency conversion rate plus EastWest Bank’s foreign
currency conversion fee of 2.50% at the time the transaction is posted.
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| Installment Pre-Termination Processing Fee |
5% of the remaining principal balance or Php500, whichever is higher
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| Closed Card Account Service Fee |
For Closed Card Accounts which have credit balances, the cardholder shall make the appropriate
arrangements with EastWest Bank to collect the credit balance within three (3) months from the
date when the Card Account is closed. Otherwise, EastWest Bank shall deduct from such credit
balance a monthly service fee of Php200 to cover for administrative costs incurred by EastWest
Bank in maintaining the cardholder’s account.
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Finance Charge Computation
At every billing cycle, you have the option to pay the total statement balance, the minimum payment due,
or any amount in between. If you do not pay the total statement balance on or before the payment due date
as set out in your Statement of Account, a Finance Charge will be imposed. The Finance Charge is based on
your Average Daily Balance (ADB) computed from transaction date for cash advance and credits/payments and
posting date for retail transactions/fees until the next cycle cut-off. Any Finance Charge due but unpaid
shall form part of the principal balance and will continue to earn Finance Charges.
Minimum Payment Due Computation
Your Statement of Account shall show your Minimum Payment Due composed of the following: (a) past due
amount; (b) 4% of your total statement balance inclusive of all fees and charges and monthly installment/s,
if any, but exclusive of any unbilled installment amount; and (c) any amount in excess of your credit limit.
The Minimum Payment Due is the sum of (a), (b) and (c); or Php200, whichever is higher.
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