Credit Cards   | EastWest Dolce Vita Titanium MasterCard

Dolce Vita Master Card
Live the sweet life.

Click here to apply for an EastWest Dolce Vita Titanium MasterCard.

Click here to find out more about the FREE P5,000 Shopping Privileges at Stores Specialists Inc. Stores Promo.

FEATURES

Dolce Vita Loves

Love to shop, dine or unwind? Dolce Vita Loves makes these more enjoyable with discounts, special offers and installment deals with your favorite merchants.

Click here to view the list of Dolce Vita Loves offers.

Dolce Vita Cares

Give your body the care it deserves. With Dolce Vita Cares, you can avail yourself of discounts or special privileges with our partner health, beauty and wellness merchants.

Click here to view the list of Dolce Vita Cares offers.

Pampered by Dolce Vita

Dolce Vita rewards you with free beauty and relaxation treats every time you reach the required minimum spend. Check out the Pampering Passes included in your welcome pack for more details.

Click here to find out more about the Pampered by Dolce Vita Program.

Dolce Vita Charms

Every Php100 charged to your EastWest Dolce Vita Titanium MasterCard will earn you 1 Charm. Accumulate your Charms and redeem Charms Vouchers which you may use to purchase merchandise or exchange for gift certificates at partner merchants. You may also use your Charms to donate to charitable institutions or get Annual Membership Fee waivers.

Click here to view the Dolce Vita Charms Catalog.

Global Acceptance

As you travel within the Philippines and around the world, you may use your EastWest Dolce Vita Titanium MasterCard in more than 29 million establishments worldwide, in over 300 countries wherever MasterCard is accepted.

Billings and Payments in Philippine Peso

All your purchases, whether local or international, shall be billed and paid in Philippine Peso to allow you to keep your foreign currency intact.

Easy Repayment Terms

You have the option to pay the total statement balance, the minimum payment due, or any amount in between on your payment due date. Should you opt to pay an amount less than your total statement balance, an interest charge will be applied.

Cash Advance Facility

Get cash advances of up to 50% of your credit limit at any EastWest ATM, over-the-counter at any EastWest branch nationwide or at any ATM displaying the MasterCard and Cirrus logos. Cash advances can be availed using your unique Cash Advance Personal Identification Number (PIN) and an interest charge will be imposed from the date of availment to the date of full settlement or payment.

Merchant Installment

Enjoy as low as 0% interest on selected items and installment terms at participating merchants.

Balance Transfer

Transfer your other credit cards’ balances to your EastWest Dolce Vita Titanium MasterCard and enjoy great savings and lighter monthly installment payments.

Click here for the Balance Transfer Facility Terms and Conditions.

Convert-to-Installment

Have the option to convert your high-ticket, shopping and travel expenses to installment payable in 6, 12, 18 or 24 easy payment terms at low monthly add-on interest rates.

Click here to know more about the Convert-to-Installment Facility.

Quick Bills Facility

Take advantage of the most convenient way to pay for your utility and telecommunication bills, and insurance premiums with billers such as Bayantel, Digitel, Globe, Meralco, Philam Life and PhilPlans, PLDT & MyDSL, Red Mobile, SKYCable/SkyBroadband/SkyVoice, Smart & Smart Bro and Sun Cellular. Simply enroll in the Quick Bills Facility and your bills or insurance premiums will be automatically charged to your EastWest Credit Card. This means no more rushing to payment centers and waiting in long lines.
Please call our 24-Hour Customer Service Hotline to enroll.

Click here to know more about the Quick Bills Facility.

Supplementary Cards

Share your spending privileges with your loved ones by giving them Supplementary EastWest Credit Cards. You can request up to 9 supplementary cards. At your option, you may also assign a monthly sub-limit* for each supplementary card to better manage your finances.

*Remains the same monthly for as long as the Principal Cardholder has an available credit limit

24-Hour Customer Service Hotline

Call 888-1700 or 1-800-1888-8600 Domestic Toll-Free for card inquiries, lost card advice and Balance Transfer,
Convert-to-Installment, or Supplementary Credit Card applications.

The above card features and benefits are subject to applicable terms and conditions.

STATEMENT OF ACCOUNT

Your monthly Statement of Account (SOA) may be sent to your e-mail address on record or to your billing address.

Click here to know more about EastWest Credit Cards’ e-SOA Facility.

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LOST CARD PROTECTION

You can report the loss of your EastWest Dolce Vita Titanium MasterCard anytime, anywhere through our 24-Hour Customer Service Hotline at 888-1700 or 1-800-1888-8600 Domestic Toll-Free which you can call collect. In the U.S., you may also call our Toll-Free Hotline at 1-866-828-6296. You will be free of any financial liability from fraudulent charges made on your EastWest Dolce Vita Titanium MasterCard from the time you reported the loss.

For billing addresses within Metro Manila, replacement cards will be released for delivery within 3 banking days from the time the card was reported lost. While for addresses outside Metro Manila, replacement cards will be released for delivery within 7 banking days from the time the card was reported lost. A card replacement & fee of Php400 shall be charged to your EastWest Dolce Vita Titanium MasterCard.

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IMPORTANT ADVISORY

Please be advised of the following adjustments in rates and fees effective May 20, 2015.

  • Annual Membership Fee for Dolce Vita Titanium MasterCard shall be Php2,000 for Principal Card and Php1,000 for Supplementary Card.
  • Gambling and Gambling Fee shall be 5.0%.
  • Multiple Payment Fee shall be Php50 for every payment made after the 3rd payment transaction in EastWest Accredited Payment Channels. Payments in EastWest Payment Channels (i.e. EastWest stores, ATMs, Internet Banking and Automatic Debit Arrangement) shall continue to not incur any charges.


EastWest Dolce Vita Titanium MasterCard
Annual Membership Fee
Principal Card Supplementary Card
Php1,600 Php800
Interest Charge 3.50% per month, computed based on average daily balance (or 42% effective rate annually)
Cash Advance Service
Fee & Interest Charge
1% of the cash advance amount or Php500, whichever is higher; and 3.50% interest charge imposed on the cash advance amount, which shall accrue from the date of availment until full settlement or payment.
Cash Advance
Over-the-Counter Fee
A fee of P500 will be charged for cash advance transactions availed over-the-counter at EastWest branches in addition to the Cash Advance Service Fee and applicable interest charge.  The proceeds of the over-the-counter cash advance transaction shall be net of the Over-the-Counter Fee.
Late Payment Charge 7.50% of the minimum payment due or Php500, whichever is higher
Over Credit Limit Fee Php500 will be charged whenever the outstanding balance exceeds the prescribed credit limit within the billing period.
Returned Check Fee Php1,000 for every returned check
Retrieval Fee Php200 for the retrieval of each retail/installment and mail-order/telephone-order charge slip; Php1,250 for the retrieval of each travel and entertainment charge slip
Card Replacement
Fee
P400 for every card replacement
Foreign Currency
Conversion Fee
Transactions made in foreign currencies/merchants or those processed by foreign acquirers shall be automatically converted to Philippine Peso at the MasterCard currency conversion rate on the day the transaction is processed, plus a Foreign Currency Conversion Fee of 2.50% which is comprised of MasterCard’s Assessment Fee and EastWest’s Service Fee.
Gambling and Gaming Fee A 3.50% service fee shall be charged on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets or other values in conjunction with any gaming or gambling activities.
Multiple Payment Fee Cardholders are allowed a maximum of three (3) payment transactions in EastWest Accredited Payment Channels within a statement cycle. A Php40 fee will be charged for each EastWest Credit Card payment made after the 3rd payment transaction. Payments made in EastWest Payment Channels will not incur any charges.
Installment
Pre-Termination
Processing Fee
5% of the remaining principal balance or Php500, whichever is higher
Closed Card Account
Service Fee
For Closed Card Accounts which have credit balances, the cardholder shall make the appropriate arrangement with EastWest to collect the credit balance within three (3) months from the date when the Card Account is closed. Otherwise, EastWest shall deduct from such credit balance a monthly service fee of Php200 to cover for administrative costs incurred by EastWest in maintaining the cardholder's account.
Minimum Payment
Due Computation
Your Statement of Account shall show your Minimum Payment Due composed of the following: (a) past due amount; (b) 4% of your total statement balance inclusive of all fees and charges and monthly installment/s, if any, but exclusive of any unbilled installment amount; and (c) any amount in excess of your credit limit. The Minimum Payment Due is the sum of (a), (b) and (c); or Php200, whichever is higher.
Interest Charge
Computation
At every billing cycle, you have the option to pay the total statement balance, the minimum payment due, or any amount in between. An Interest Charge will be imposed should you choose not to pay the Total Statement Balance on or before the payment due date as set out in your Statement of Account. The Interest Charge is based on your Average Daily Balance (ADB) computed from transaction date for cash advance, credits/payments and retail transactions/monthly installments/fees until the next cycle cut-off. Any Interest Charge due but unpaid shall form part of the principal balance and will continue to earn Interest Charges.

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